Bethy Hardeman is the Chief Consumer Advocate at Credit Karma. Credit Karma breaks down the obstacles that keep people financially stuck by providing free credit scores, credit reports and tailored, personalized recommendations to shop and save on credit cards, loans and auto insurance.

As the Chief Consumer Advocate, she debunks credit myths, provides insights into managing debt and gives tips to consumers seeking to improve their financial health and well-being. Bethy’s tips and analysis have been featured in media, such as Bloomberg, CNBC, Forbes and U.S. News & World Report.