March 31st, 2016
Your credit card utilization rate – your collective credit card balance divided by your collective credit card limit – is an important factor used by most credit scoring models to calculate your score. Generally, lenders see that if you’re using a greater amount of available limit, there is an indicator of a greater risk of not being able to pay your debts. In general, a credit card utilization rate of less than 30 percent is recommended.
August 27th, 2015
In July 2015, along with research company Qualtrics, Credit Karma surveyed 500 Millennials (ages 18-34) and 500 Baby Boomers (ages 50-65) in America to compare their beliefs and behaviors toward getting married and building a future.
December 11th, 2014
Join our Tweetchat on Tuesday, December 16 at 2PM PST. This week we'll be discussing how you're spending and saving this holiday season.
November 27th, 2013
The holidays can decimate your finances if you’re not careful, which is why it makes sense to be prepared. There are numerous ways to prevent debt during the holiday season, but the one factor all of these tactics have in common is that they require planning and forethought. If you want to save your wallet later on, clear your schedule and mentally prepare yourself for the holiday season.
November 22nd, 2013
Ways to Make Do With What You Have "Have you heard the old saying: “Use it up, wear it out, make it do or do without.”? I grew up with this, in theory and in practice. We were poor, Mom and Dad lived every day showing us what it meant to ‘make it do’ and we often ‘did without’. Here are my thoughts on frugal ways to make things do." Prairie Eco-Thrifter
September 27th, 2013
5 Money Excuses That Held Me Back "...This past weekend, I resembled the person I once was: a gal who made a handful of money excuses. Here’s how those excuses held me back and what I did to overcome them." Get Rich Slowly
April 19th, 2013
The Unemployment Diet: How We Cut Our Spending by $1,000 a Month "One Tuesday morning last November my husband called from work and told me to sit down—and not get mad. Whenever a phone call starts that way, you just know it’s not going to end well." Five Cent Nickel
January 11th, 2012
Top 10 states for New Year's weight loss plan signups "When Americans make the resolution to lose weight every year, some head off to the gym to tone their bodies, while others sign up for weight loss programs to change their diets. Bye, bye holiday pie. Hello, Weight Watchers." Bundle
December 16th, 2011
6 Ways to Waste Money During the Holidays "What’s a few extra dollars here or there when holiday sales offer such a banquet of deals? It can’t hurt to blow the budget once a year. After all, you won’t have to pay down those credit cards until January, right? Wrong! No matter how caught up you get in the holiday-spending spirit, you should never compromise your budget and financial health. Here are six common ways holiday shoppers waste money, along with practical solutions to avoid such overspending." Financial Highway
December 5th, 2011
The situation: I wanted a new coffee maker. The enticement: Gilt, a flash sale site, was having a special sale on fancy coffee and espresso makers. The one I wanted was $79, marked down from $145. Here’s how the chat with my husband went.