May 30th, 2013

AvantCredit Review: A Better Alternative to Payday Loans?

AvantCredit Review: A Better Alternative to Payday Loans? | Credit Karma Blog

Welcome a new member to the online-only personal loan space! Chicago-based AvantCredit aims its unsecured loans at consumers with credit scores between 620 and 720—a nearly-prime community rarely served by other lenders. Like NetCredit, AvantCredit hopes to bridge the gap between payday loans and traditional personal loans.

Its loans range from $1,000 and $10,000 and are payable over one to three years, depending on the terms you receive.

How it works

AvantCredit services its loans with a completely online process. You fill out an online application, and can receive a “provisional approval” instantly. This means you’re probably approved for the loan, but AvantCredit may require you to fax in additional information, like proof of income.

Once you receive final approval, your loan amount will be deposited into your checking account the next business day. You can make repayments on your AvantCredit loan by setting up automatic Electronic Fund Transfers from your bank account so you don’t have to worry about due dates. And the only fee you’ll pay is the daily simple interest accrued on the remaining unpaid principal of your loan.

It’s important to note that AvantCredit’s loans are only available to residents in a short list of states right now: South Dakota, South Carolina, California, Alabama, Utah, New Mexico, Georgia, Missouri, Wisconsin, Illinois and Virginia. You can see the rates and terms for each state on Avant’s site.

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November 14th, 2012

Newsletter Review: LearnVest

Newsletter Review: LearnVest

It’s time for a newsletter for the ladies. In fact, how about three? That’s right, personal finance tool and educational website LearnVest has not one, but THREE different newsletters. I’ve been a long-time subscriber to LearnVest, so I decided it was time to talk up their content here on the Credit Karma Blog.

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November 13th, 2012

Review: Borro Lends You Cash for Your Valuables

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Picture this: You’re starting a new business, say a hat shop. You need a small business loan to get the Hat Shack up and running, but each bank you visit has tightened its purse strings. Loans are difficult to come by, and they have high credit score requirements. Where do you go so you can get your shop ready to go before hat season? Enter Borro, an online pawnbroker that extends secured personal loans backed by valuable assets.

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August 15th, 2012

Review: Esurance Express Lane

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Esurance is trying to make getting an auto insurance quote quick and easy with its new feature called “Express Lane.”

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August 9th, 2011

Review of Itemize: The Discount-Lover’s Personal Shopper

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Admit it. The thought of paying full price for anything these days makes you cringe. Don’t worry; it makes me cringe, too. And apparently the folks at Itemize want to do something to fix that.

The problem: Too many sales going on at once to keep track.

The solution: Newly launched Itemize.

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August 3rd, 2011

4 Sites to Suit Your Giving Personality

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It’s easy to think you don’t have the cash to donate to a good cause. You may be struggling to pay back debt yourself, and can’t imagine donating to someone else. But did you know that just a dollar could help someone out?

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August 1st, 2011

Book Review: Clark Howard’s “Living Large in Lean Times” & A Giveaway!

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Perfect for anyone wanting a multitude of friendly money-saving tips, Clark Howard’s new book, “Living Large in Lean Times,” is packed full with easy-to-follow advice on everything from buying a car, negotiating a better cell phone plan, and even ways to determine the best mortgage rate.

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May 3rd, 2011

Review: DonorsChoose.org Connects You to Teachers and Classrooms in Need

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To celebrate Teacher Appreciation Week, we wanted to take a special look at DonorsChoose.org, a charitable site that helps teachers fund resources and materials for their classrooms.

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April 5th, 2011

Review of MyWebCareer: Like a Credit Score, But All About Your Online Life

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You have a credit score for your financial life, but would you want one for your work life?

MyWebCareer offers just that—a three-digit numerical score based on your professional online brand, which is a snapshot of your online presence as it relates to company websites, blog posts, press releases and social or business network profiles.

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March 24th, 2011

Review: Kiva Spreads the Microloan Love with FITE

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Don’t know what to do with this year’s tax refund? Try microfinancing an entrepreneur in another country.

Earlier this year, Kiva launched the platform FITE in conjunction with the skin care brand Dermologica to hone-in on an underappreciated group: women entrepreneurs.

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Editorial Disclaimer: Content on the Credit Karma Blog is for entertainment and information purposes only. The opinions expressed on the blog are those of the authors themselves, and not necessarily Credit Karma or its affiliates. However, Credit Karma may be compensated by companies mentioned in the Credit Karma Blog through advertising, affiliate programs or otherwise. It is this compensation that enables Credit Karma to provide its members with services like free access to your credit scores and free monitoring of credit and financial accounts at no charge.

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