March 10th, 2016
In Credit Karma’s recent Credit Fumble™ research, almost half of all people surveyed (47 percent) said that they had missed one or more payments on a credit card or loan before they entered their 30s. Missing payments have a myriad of potentially negative run on effects: you can incur a missed payment fee, your interest rates might rise, and it could end up on your credit report and potentially cause your credit score to fall. Banks and issuers consider how reliable you were in the past in paying your debts as an indicator in how reliable you will be repaying future debts.
February 3rd, 2016
Missing a utilities bill or credit card payment happens more than we’d like to admit. Letters requesting payment can be tossed in the recycling bin, caller ID can make it easy to avoid phone calls, but the debt does not disappear. After a few months it may be sent on, or sold, to a collections agency for payment, leaving a derogatory mark on a credit report that may stay there for seven years or longer.
November 3rd, 2015
August 27th, 2015
In July 2015, along with research company Qualtrics, Credit Karma surveyed 500 Millennials (ages 18-34) and 500 Baby Boomers (ages 50-65) in America to compare their beliefs and behaviors toward getting married and building a future.
August 26th, 2015
Until recently, it could be expensive and confusing for the average consumer to access their credit scores and reports. A side effect of this was a proliferation of rumors about the best way to manage credit. Like any good urban legend, it’s hard to know exactly where these got started. Since Credit Karma launched in 2008 we’ve heard a lot of them and have done our best to put them to rest.
August 19th, 2015
A lot of people are embarrassed to talk about their finances. At Credit Karma we want to change that. That’s why this week we’ve launched a new video series, which will run through the next few months, featuring real people talking about their journeys with finances, credit and debt.
August 7th, 2015
March 20th, 2015
At Credit Karma, every month is credit education month. So we’re fully behind celebrating March for actually being credit education month, and we’ve launched a new website in its honor.
February 12th, 2015
Join our Tweetchat on Tuesday, February 17 at 2PM PST. This week we'll be discussing student loans, with special cohost SALT!