November 24th, 2014
“I got an offer for a personal loan and took it. I didn’t need the money – I just thought it’d be great to add to my portfolio. But now I’m scared I’m going to ruin my 719 credit score! It’s a $10k loan with a 15.89% APR. What’s the best way to pay the money back while helping my score? Should I pay it off within the first year? Keep it for 48 months? Go on a spending rampage? HELP!”
October 31st, 2014
We recently asked our Facebook followers to help answer a member's question about how he can build credit using his first credit card. Here are some of the best responses we got.
September 30th, 2013
Being your own boss has some great benefits, with one of the main ones being the freedom and flexibility to do with your time as you please. However, with that freedom comes a big obstacle -- it’s difficult to build credit. This is something I discovered after I quit my job in May 2013 and had to rely on my own income for stability, paying the bills and of course, building credit. Thankfully, you can still build credit as a self-employed freelancer by using these five unconventional strategies.
September 25th, 2013
One of my favorite shows on TV right now is Project Runway, a reality competition where fashion designers fight for the top prize. I’m in no way a fashionista, but it’s really amazing to see what the contestants can produce within a mere 1-2 days. It’s probably hard to imagine that a silly reality TV show has anything to do with finances, but where there’s a will, there’s a way… to make it work! Sew keep reading for cleverly designed analogies, bad puns and maybe some financial advice.
July 31st, 2012
Building a solid credit history and saving money don’t always go hand in hand. The essence of building credit means you’re paying back borrowed money to establish a good reputation, so you can borrow more money (at a lower interest rate) in the future.
January 31st, 2012
It may be difficult to rebuild rock-bottom credit, but it’s not impossible. We constantly hear of Credit Karma members boosting their scores after several months of belt-tightening and smart credit moves, so if they can do it, so can you!
September 9th, 2011
Ready to take the plunge into becoming a homeowner? Make sure your credit is in tip-top shape first! Check out these tips, from our Credit Advisor, Justine Rivero.
September 13th, 2010
Pass on this quick & dirty guide to building good credit to your college-bound friends and family, whether it’s they are freshman year or seniors, so they can discover the right financial attitude while also soul-searching in college.
August 24th, 2010
Sometimes there are disagreements amongst Credit Karma consumers about how to handle certain situations—to close or not to close a credit card, to pay off this or that, and more. One thing is for sure—we’re proud Credit Karma consumers have something to say about it.
July 2nd, 2010