December 7th, 2012

Link Roundup: Saving Your Pennies for a Rainy Day

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Rainy Day


Saving Your Pennies for a Rainy Day “We have all heard that age old adage “save your pennies for a rainy day,” but many of us never do it. Saving money can be a bit of a difficult challenge, especially if you are in a household that lives paycheck to paycheck like so many do. However, even if you find yourself tight on money, you can still manage to put a little away each month. The good news is if you are diligent in putting money away, you will likely never have to panic when a financial emergency arises.” Prairie Eco-Thrifter

Quick Cash for the Holidays “Most of us worry all year long about money, but many of those worries can become heightened as the holiday season draws near. At no other time of the year does a lack of funds cause so much stress as during the holiday season. If you find yourself in that all too common boat, there’s still hope. There’s no easier time of the year to quickly get some extra cash.” Nerd Wallet

Guerrilla College Savings “Okay everyone, this is a post where we get we dig deep and get back to our frugal roots. Lets talk about some ways to save money for college that may be a little beyond (or beneath) what we typically think of when we think about college planning.” Frugal Dad

How Your Family Can Take Back Christmas! “Over the years, Jan and I have seen the joy of Christmas turn to stress as we annually exhausted ourselves with shopping lists, shopping extravagances, and mounds of gifts to be wrapped and delivered. We had allowed Christmas to become our master, and we found ourselves enduring rather than enjoying the season.” Christian PF

21 Ways to Make a Big Financial Change “We always intend to make financial changes in life, but we don’t often realize there are little things we can do to make a bigger change. Wise Bread has 21 ways to turn your finances in the right direction.” SavvySugar

How-to Never Stress About Money Ever Again : My Financial System “I’m going to show you how-to never stress about money ever again. I want you to have a better life than me. I want you to learn from my mistakes and from my trial-and-error over the years.” Studeonomics

5 Life Takeaways from the Great Recession (to Prepare you for the Next One) “This was my first big recession as an adult who is responsible for my own finances. And I can look back now and take away some valuable life lessons to better prepare myself for certain future economic declines. After all, you never know when the next big recession is going to hit.” 20 Something Finance

Save Yourself (and Your Kids) From Financial Disaster with Stephanie Halligan “Today’s interview is with Stephanie Halligan from, who is all about helping kids, teenagers and young adults avoid financial disaster and become successful in life. On her site you’ll find topics helping college grads avoid student loans, to jump starting kids to live in the “real world”.” Careful Cents

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  1. Thank for the inclusion. I hope you have a fabulous weekend.

    Miss T @ Prairie Eco-Thrifter at 12:51 pm on December 7, 2012
  2. Great list to peruse this weekend. More time reading = less time weekend shopping. And that’s always a good thing.

    Johnny @ Our Freaking Budget at 10:30 pm on December 7, 2012
  3. I recently made a purchase of a used car and was told that my ctedit score was 644. Credit Karma ALWAYS says that my score is 697? why the big difference in what you say versus a lender? I have been working hard to repair damage to my credit that happened during the recent recession. I pay everything on time including mortage, utilities, car payments, etc. I am about to finish paying off the credit card. How to I get this fixed pronto??

    Anne Marie Scott at 8:03 am on December 10, 2012
  4. Thanks for the comment! Also looking forward to checking out your site – love the name!

    bethy at 11:35 am on December 10, 2012
  5. We talk about this a lot on the blog, and it’s important to remember: you have literally dozens of different credit scores. (Read more in the blog post about the CFPB’s investigation of credit score differences.) Your auto lender used a different credit score than the one Credit Karma gives you. That’s common for sites where you pay for the score, too. That’s why we give you so much more information – to show you the different factors influencing your score, too.

    bethy at 11:40 am on December 10, 2012
  6. With prices of consumer goods rising all around us, saving more money should be a top goal during this new year. Nothing better than having a little cash laying around. It was once said that millionaires review their goals once each day, billionaires review theirs twice each day.

    Gary at 12:24 pm on January 1, 2013

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