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Voters Make Taxes a Priority at Ballot Box

Taxes aren’t important just one day of the year. A recent poll has found that voters want a presidential candidate who will focus the rhetoric on the piece of their paychecks going to Washington every payday. How important that is as an issue may depend on your credit status.

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Credit Karma 2016 Election Survey Reveals Top Voter Issues by Credit Score

Note to presidential candidates. Forget about hand size and wife bashing. The majority of potential voters want to know what you are going to do about Social Security, healthcare and taxes. A recent Credit Karma survey showed respondents – including more than one in five undecided voters – are actually united on the issues they say are their top priorities.

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The 10 Cities Where Young Adults Have the Highest Credit Card Utilization Rate

Your credit card utilization rate – your collective credit card balance divided by your collective credit card limit – is an important factor used by most credit scoring models to calculate your score. Generally, lenders see that if you’re using a greater amount of available limit, there is an indicator of a greater risk of not being able to pay your debts. In general, a credit card utilization rate of less than 30 percent is recommended.

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Letter to Employees: Happy Birthday, Credit Karma!

The number eight is a symbol of good financial fortune and prosperity in Chinese culture. When you consider Credit Karma’s impact on American consumers over the last eight years, there may be some significance to the number eight.

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The 10 Cities Where 18-24 Year Olds Have the Most Accounts in Collection

Missing a utilities bill or credit card payment happens more than we’d like to admit. Letters requesting payment can be tossed in the recycling bin, caller ID can make it easy to avoid phone calls, but the debt does not disappear. After a few months it may be sent on, or sold, to a collections agency for payment, leaving a derogatory mark on a credit report that may stay there for seven years or longer.

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Credit Karma: Now Serving 50 Million Members

Credit Karma now serves more than 50 million members who trust us to help them manage over $3 trillion in debt. This gives us insight into more than one-fifth of all household debt in America.

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The Credit Fumble™: More Than Two-Thirds of Young Adults Make Significant Financial Mistakes

At Credit Karma, we define a “Credit Fumble™” as being the phenomenon where young adults, new to credit and many without any financial education, make largely avoidable financial mistakes. When we finished our recent research into this pattern, even we were surprised to find out that more than two-thirds of young adults we surveyed experienced at least one Credit Fumble before they turned 30.

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