March 9th, 2010

What Does Your Email Provider Say About You?

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You may have kept your AOL account since receiving a free disc in the 90’s, signed up for Yahoo! in college, got a Gmail invite, or moved to Comcast when you finally installed broadband, but what does it say about you? When categorized by email provider, the credit score and debt averages of users begins to tell a story. Do Gmail users take on larger mortgages? Do Yahoo! users have lower credit card limits? Credit Karma takes a closer look at how users of the most popular email providers stack up.

What does your email provider say about you?

Disclaimer: Our analysis is for informational purposes. The data shows correlations for a number of reasons and is based on averages. As anyone who has taken a statistics class knows, causality and correlation are very different.

Disclaimer: All information posted to this site was accurate at the time of its initial publication. Efforts have been made to keep the content up to date and accurate. However, Credit Karma does not make any guarantees about the accuracy or completeness of the information provided. For complete details of any products mentioned, visit bank or issuer website.


  1. a boat load of averages…
    signifying little.
    Data distribution curves for each user group might reveal more.

    Joe at 9:40 am on March 25, 2010
  2. You are right. But if we gave all those distributions, it would be a data set and people wouldn’t read it.

    Kenneth Lin at 10:56 am on March 25, 2010
  3. A standard deviation of the figures wouldn’t kill us. Fun info, though (for gmail users).

    Russ at 2:09 pm on March 25, 2010
  4. We will at more stats on the next infographic. For those wondering, the sample size was well over 400K.

    Kenneth Lin at 2:14 pm on March 25, 2010
  5. Doesn’t most of this just have to do with age? The younger users (gmail users) would have more student loan debt, lower credit card debt and credit card limit, and more mortgage debt.

    chrisss at 2:40 pm on March 26, 2010
  6. Yes. There are many spurious relationships in the data. You have hit on one of the potentials. There are probably many more with geography, home ownership, etc.

    Kenneth Lin at 3:12 pm on March 26, 2010
  7. Hey I just wanted to let you know, I actually like the writing on your web site. But I am employing Flock on a machine running version 8.x of Xubuntu and the layout isn’t quite proper. Not a strong issue, I can still basically read the posts and look for for information, but just wanted to inform you about that. The navigation bar is kind of difficult to navigate with the config I’m running. Keep up the great work!

    Joan Merhar at 4:17 pm on December 30, 2010
  8. Data distribution curves for each user group might reveal more.

    Anonymous at 9:01 am on September 6, 2011

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