February 13th, 2014

The Nerds Behind Credit Karma: Ishan

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Hey, everyone! We hope you’ve been having as much fun meeting the Credit Karma team as we’ve been having introducing them to you! Today, you’ll be learning more about Ishan, one of our awesome software engineers!

Ishan spent a period of his life in Wisconsin, so “it’s always summer for [him] in SF.” He also writes with more exclamation points than anyone I know, averaging 1.6 per sentence in his introduction email to the team. Either that, or he was just really excited to join the team. Either way, hurray for exclamation points!

Learn more about Ishan below!

The Interview

What’s your title at Credit Karma?
Software Engineer

Describe in 25 words or less what you do.
I help the Communications and Marketing Team, working on CK’s mailing framework and handling anything related to emails to our beloved users.

How long have you worked at CK?
A little under 3 months.

What’s your favorite thing about working at CK?
Awesome people, awesome work, awesome product, awesome workspace– TOTAL AWESOMENESS.

What’s your favorite snack in the CK kitchen?
I love bagels and Cliff Bars!

What is something your coworkers probably don’t know about you?
I have read works of Shakespeare and have taken part in various plays in high school back in India. I almost always played the role of Bassanio. (If you don’t know who he is, here’s a hint: he’s from Venice!)

What was your worst subject in elementary school?
Anything related to drawing. I am a miserable painter.

What’s a secret (or not-so-secret) talent you have?
People say I can sing, and I feel I can sing too, but only at a very low pitch. Increase the pitch and my voice undergoes crazy frequency changes. Also, I can pick up any sport really quickly. I’m currently working on my ping-pong skills here at CK!

If you could pick any superhero power, what would it be and why?
I would pick Sherlock’s ability to gather information about a person just by looking at them… basically GOOGLE GLASS!

What’s your best credit/money tip?
Don’t move your debt around– instead, pay it off. Keep monitoring your credit.

Want to meet more members of the Credit Karma team?

Meet Ezra, Jonathan, Cathy, Greg, Danielle, Jason, Andrew, Ian, Juan, Igor, Alex, Henry, Hok, Helen, Dan, Keith, Chris, Elaine, and Rob!

Interested in joining our team? Check out all of our open positions!

Stay tuned as we continue to reveal the nerds behind Credit Karma!

Anddd the award for most uses of the word “awesome” goes to Ishan!

-Jenna, Credit Karma Contributor

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Disclaimer: All information posted to this site was accurate at the time of its initial publication. Efforts have been made to keep the content up to date and accurate. However, Credit Karma does not make any guarantees about the accuracy or completeness of the information provided. For complete details of any products mentioned, visit bank or issuer website.


  1. Why is my CreditKarma score so much lower than my FICO score. Is there someone I can talk to about this?
    Thank You
    Lynn Morgan

    Lynn Korgan at 11:26 pm on February 13, 2014
  2. Mike

    Hey Lynn – The credit scores you receive on Credit Karma come straight from TransUnion, one of the three major national credit bureaus. If you’d like more information on this, please feel free to shoot us an email over at support@creditkarma.com. Thanks!

    Mike at 4:33 pm on February 14, 2014
  3. I would like to discuss with someone for the reason that we have 4 debit / credit card accounts. I have had a auto loan which has been paid off and a new personal loan. Nothing ever shows up on my account and don’t understand why. i am trying to improve credit scores. How do I do that?
    Can you email me to discuss this more?
    Thank you
    Dave Christianson

    Dave Christianson at 3:38 pm on February 15, 2014
  4. Credit Krama Scores are no way near my true credit score, you off almost a 100 points. Also, my credit history is over 12 years to Credit Krama 1 year of credit history. You guys can do better than that right?

    david at 11:31 am on February 16, 2014
  5. Mike

    Hey David – If you’re seeing some incorrect info on your account, please feel free to contact us directly at support@creditkarma.com and we’d be happy to have a look. Thanks!

    Mike at 3:03 pm on February 17, 2014
  6. Mike

    Hey Dave – We’d be happy to help you diagnose any issues with your account. Email us over at support@creditkarma.com and we’ll look into it. Thanks!

    Mike at 3:05 pm on February 17, 2014
  7. I have always had great scores. A few years ago I co-signed on a medical care card for my son to get medical treatment and they were paying it off when the car broke down. I helped with another care card. Then my daughter in law opened a Visa card with me as a co-signer. The 3 are now up to over $20,000. They make the payments on time but can’t seem to get it paid off. Now I have retired and my income was cut in half which brings my score down with that much credit. What is the process for getting you name off of a co-signed account.

    Nancy at 5:53 am on February 18, 2014
  8. Mike

    Hi Nancy – That’s a great question. If none of our other commenters here can help you out, I’d recommend asking again over in our advice section (https://www.creditkarma.com/all/advice). I’m sure many people over there have faced a similar situation. Thanks for using CK!

    Mike at 2:24 pm on February 18, 2014
  9. this is great to get your credit score but when you try to do an update it will not allow your password to input. some help please

    wilma mcmullen at 4:40 pm on February 22, 2014
  10. Mike

    Hi Wilma – We’d be happy to help out! Just email us directly at support@creditkarma.com and we’ll have a look. Thanks!

    Mike at 2:03 pm on February 24, 2014
  11. There is an item on my credit report that shouldn’t be there. Help

    Shirley Davis at 11:18 am on March 5, 2014
  12. Mike

    Thanks for the comment Shirley. If you’d email support directly at support@creditkarma.com, we’d be glad to look into this issue for you. Thanks for your patience!

    Mike at 2:14 pm on March 5, 2014
  13. Hey I need to talk to someone about my wife’s account please email me a number so I can call and explain more in-depth about it please.

    Danny at 7:03 pm on March 12, 2014
  14. Mike

    Hey Danny – Please feel free to send us an email at support@creditkarma.com and we’d be happy to look into any problems you may be experiencing. Thanks!

    Mike at 2:59 pm on March 14, 2014
  15. does the credit score ever change,mine doesnt seem like it updates.

    Elvera Smith, at 6:35 am on March 18, 2014
  16. Mike

    Hi Elvera- We’d be happy to have a look at your account if you’d email us at support@creditkarma.com. Thanks!

    Mike at 3:13 pm on March 19, 2014
  17. What kind of info do you need? I am very leery about putting my ss# on-line.

    debbie at 11:35 am on April 2, 2014
  18. Mike

    Thanks for the question Debbie. We ask for your SSN in order to validate your identity with TransUnion credit bureau; without your SSN, we can’t retrieve your unique credit file to show you your credit score. Your social security number is important to us and we are committed to safeguarding your personal and financial information.

    Mike at 9:42 am on April 3, 2014
  19. Your Credit Card recommendation is very misleading as to the available line of credit. I decided to take up one of the offers that you recommended and opened up a new credit card account only to find out that the line credit line they extended to me would not do what you stated. Now I am afraid to cancel the card because it may have a negative impact on my credit.
    They did not tell me until I received the card that I could not transfer the amount I requested to transfer.

    Robert Cowart at 3:28 pm on April 17, 2014
  20. Mike

    Hi Robert – I’m sorry to hear that. If you’re having issues with your new line of credit, I’d recommend contacting the lender directly to address your problem. The recommendations you find on Credit Karma are matched for your specific profile, but the specific details of any offer are always the lender’s decision. If you have any additional questions about this, please feel free to email our support team at support@creditkarma.com. Thanks!

    Mike at 9:49 am on April 21, 2014
  21. Why does Credit Karma punish your score with a “C” grade if you pay off your credit cards? I have $0.0 for paying off my credit card and if my percentage used isn’t at a minimum 1%, I get a “C” grade vice an “A” grade. Paying off a credit card before the due date each month shows a responsible user, not one deserving a “C” grade.

    Darren at 6:53 pm on April 24, 2014
  22. Mike

    Hi Darren – Thanks for the question, it’s a good one. It’s not a bad thing to pay off your credit cards each month. To learn more about paying off your credit cards and credit card utilization, I’d recommend checking out this article we recently published: https://www.creditkarma.com/article/when-should-i-pay-my-credit-cards

    Mike at 1:15 pm on April 25, 2014

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