December 28th, 2012
Link Roundup: Frugal Friday: Taking Advantage of Holiday Clearance Sales
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Frugal Friday: Taking Advantage of Holiday Clearance Sales “Today’s Frugal Friday tip is very simple. Take advantage of after holiday sales! Now is the time to be hitting the stores to find deals on wrapping paper, ribbon, bows, paper products and so much more.” The Debt Princess
Strive to Be Abnormal, Not Normal, in the New Year “Everyone always wants to be normal, but what does that even mean? When people say they want to be normal, do they really mean they want to fit in with the rest of society? To be average, to be similar to everyone else? I tell you what: I don’t want to be normal. Here’s why.” No Debt Plan
10 Essential Factors of a Retirement Planning Checklist “If you are approaching retirement do you know if you are ready? Do you have the funds saved that you will need? Do you have all the other details in place and ready to go? While retirement is an exciting time, it is also a time of big changes in your life. Not only will you not be going to work every day but you will also have adjustments in your personal life and your finances will also be changing. To make sure you are prepared for all the changes creating a retirement planning checklist is recommended.” Good Financial Cents
Smart Strategies for Saving Time & Money When Flying “Over the years, I have been doing a lot more travel than I ever dreamed I would be doing. When you travel frequently, you quickly learn that you need a lot less than you think you do, proper planning will save you hours of frustration, and each trip is a lesson on how to do it better. I wanted to share with you a few tips to help you save time and money on your next flight. These are my tried and true strategies that I employ each time I fly and I hope they will help you on your next trip.” Mom Advice
Ask the Readers: Why will you teach your children frugality? “‘Kids these days feel so entitled,’ said my childhood friend. ‘Remember the good old days when we never asked our parents for anything?’ she added, as we sipped a cup of coffee and started reminiscing about our childhood in India.” Get Rich Slowly
A Little Active Income Goes A Long Way In Early Retirement “Generating enough passive income to cover the cost of living is the holy grail of early retirement. However, it’s quite difficult to amass that big lump sum to generate enough passive income to live on. People spend more money as they get raises so they need more and more income every year. Early retirement offers a way out of this cycle by forcing us to examine how we make and spend money. While passive income is good, you’ll most likely have to get creative if you want to retire by 40. Most people won’t be able to generate enough passive income by this age so it’s good to generate some active income to bridge the gap to full retirement.” Retire by 40
What Would You Pay Extra For? “When one thinks of frugality, it is common to assume that the entire point is to pay as little as possible. Therefore, the idea of paying extra seems counterintuitive. However, there are times when it makes sense to pay a little more. In some cases, paying extra can actually save you money over time.” Being Frugal
4 Ways to Budget Your Bucks “When your income and expenses are nearly the same, it’s time to create a budget. Want to purchase something that you couldn’t afford unless you charged it on a credit card? Budgeting would be the answer. Money is a personal thing, so there’s not a one-budget-fits-all solution for those looking to make a plan. Discover four options for budgeting your bucks and be on your way to taking better control of your money.” SavvySugar
4 credit card resolutions for 2013 “As I scribbled down my New Year’s resolutions for 2013, I realized that my list looked a lot like those of previous years, filled with vague goals about exercising and organizing my home. It hit me that I had never actually made any resolutions specific to my finances. So I decided to make this year’s list a little different.” Money Blue Book
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