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Credit 101: Your Credit Glossary

April 7, 2011 Here’s a basic glossary of credit terms, helpful as a reference tool, for those new or knowledgeable on credit. Bankruptcy: Filing for bankruptcy means that you have requested legal assistance to pay off your debt. Because it is one of the worst negative records you can have you your credit report, it is usually […]

Credit 101: Anatomy of a Credit Score

March 24, 2011 Have you taken the Credit Karma credit score quiz. Before you do, you might want to brush up on the basics. Anatomy of a Credit Score Your credit score is a three-digit number that has an effect on many areas of your financial life. It’s used by lenders to determine your creditworthiness, […]