March 31st, 2016
Your credit card utilization rate – your collective credit card balance divided by your collective credit card limit – is an important factor used by most credit scoring models to calculate your score. Generally, lenders see that if you’re using a greater amount of available limit, there is an indicator of a greater risk of not being able to pay your debts. In general, a credit card utilization rate of less than 30 percent is recommended.
November 5th, 2014
We know that holiday shopping can be stressful, which is why we wanted to discuss some stress-free holiday shopping tips! If you missed this week's #CKchat, read our recap here!
September 26th, 2014
Join our Tweetchat on Tuesday, September 30 at 2PM PST. This week's topic: how to save money in college. Come ready to chat, and get a chance to win a prize! Follow us on Twitter and use #CKchat to participate.
August 21st, 2014
A collection of financial tips and advice from our readers.
November 8th, 2013
3 Areas Not to Overlook as You Financially Prepare for Next Year "Whether you believe it or not, we are just a short seven short weeks or so from ringing in 2014. If you’re like me, you may feel like this year has flown by and the prospect of a new year is a bit on the nutty side. While it is crazy, I like to be prepared and the impending new year is a great reminder that it’s a perfect opportunity to look at how we can financially prepare for the dawn of a new calendar year." Narrow Bridge Finance
November 4th, 2013
Let’s face it. There are more romantic conversations to have with your partner than one about finances. But the “money talk” is important to have, no matter what stage your relationship is in. Financial problems can cause tension between partners-- surveys often find money is the number one reason couples argue. So how to do you know what money conversations you should be having with your partner? This really varies depending on how long you guys have been together. Here are some suggested conversations for different stages of your relationship:
November 1st, 2013
How to ‘Trick’ Yourself Into Keeping on Budget "Are you good at sticking to your budget, or like some of us, do you need help controlling your spending when it comes to keeping on track with a budget? Sitting down and planning a regular budget is a good way to keep track of money, but not if you play games with yourself and overspend each month. Learn how to trick yourself into spending less and saving more with these strategies." My Bank Tracker
October 29th, 2012
How many experts have you heard tell you to “keep a budget”? Why don’t they ever acknowledge that almost nobody keeps a budget consistently? After all, why would we? Keeping a budget makes us feel bad about our purchases. Even worse, it’s backwards-looking, which means we simply look at our spending, shrug, and say, “I guess I spent that much.” “Keep a budget” is the kind of advice personal-finance writers love to write...but few people actually follow.
October 17th, 2012
Have you gone out for coffee recently and used an iPhone app to pay for it? How about sending a text message to a cab company to send a car to your exact location? There’s no doubt about it, we are now living in an instant gratification society. Phones come as fully loaded as a laptop and just about anyone can go through a drive through to not only get food, but to get coffee, a car wash, or who knows what else. Having everything we want and need at our fingertips can only be a good thing, right? Not necessarily...
July 27th, 2012
Looks like we're getting smarter when it comes to back-to-school shopping. Chase Slate with Blueprint released its third annual survey findings on how shoppers are managing their back-to-school spending and borrowing.