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Kenneth Lin

Founder and CEO

Kenneth started Credit Karma in 2007 to offer free credit scores and bring transparency and simplicity to the credit industry. He has guided the company from a small team of three to a team of hundreds who are disrupting consumer finance, serving tens of millions of people.

Kenneth spent his early career working with mission-driven businesses like Upromise and Eloan, and he was inspired to build Credit Karma – a platform where consumers can manage their full financial lives with more certainty, supported by a unique business model that creates genuine, organic value by reducing marketing inefficiency for banks and empowering consumers with information. Like LinkedIn has done for professional identity and Facebook for social lives, Kenneth’s vision is that one day Credit Karma can create a simple way for Americans to manage their financial identities.

Kenneth also founded Multilytics Marketing in 2006 and has a B.A. in mathematics and economics from Boston University.

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Keep Credit Reports Out Of Employment Decisions

Denying someone a job because of those negative marks is only placing a further financial burden on them. It is the wrong decision to make, and it’s only making it harder for those in need to help themselves.

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5 Realities About Student Debt Presidential Candidates Are Ignoring

Educating consumers about the ins and outs of their student loans and the rights they have will help them start to take control back. Student loan debt can make people feel powerless. Missed payments and defaults have long-term negative impacts for borrowers. It is important that borrowers know the nitty-gritty details of their loans, their interest rates, their payment terms and any potential grace periods they might have. Let's demand more support for financial literacy.

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The Future of Credit Karma

It’s been a hugely exciting time at Credit Karma the last couple of months. As you might have read in the news, we closed a $175 million Series D financing round at the end of June, to help us drive major new additions to our product that we think will make Credit Karma an even more efficient and effective tool.

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