February 23rd, 2012

Debit vs. Credit: Which is better?

 

debit or credit

**Today’s guest post is contributed by CreditCardChaser.com.**

What do you do when it comes time to pay for your fast food meal or maybe a new television? What makes you decide if you will use your credit card or debit card? This dilemma has been going on for years.

There are multiple reasons on why one would choose a certain card over another. In the end, it is up to you. However, here are a few general guidelines to keep in mind next time you’re deciding between your debit card or credit card.

Debit Card Over Credit Card

It seems like the debit cards are slowly being overtaken by “buying on credit.” However, Credit.com gives statistics showing that there are almost 520 million debit cards in circulation. So even though buying on credit is becoming very popular, it looks like the debit card is still king. When is a good time to use your debit card, though?

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February 16th, 2011

Wednesday Roundup: Credit Cards & Debt

hella credit

If you are in the market for a new credit card, raise your hand!

From rewards, cash back, points, low interest, to business plus more types of plastic than we can name, we’re helping narrow down your vast selection!

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February 15th, 2011

Why Being Less Cautious With My Credit Card Is A Good Thing

too cautious

I praise all the great perks and bonuses of credit cards, but I’ll confess that I'm extremely cautious when it comes to my own credit card.

Throw caution to the wind, and you can actually better your credit situation.

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January 26th, 2011

Credit Card Rewards Declining in 2011? Protect Your Points!

credit card rewards

There may be some strange shifts taking place in the world of rewards credit cards this year. Here are a few other changes personal finance experts expect in 2011 and beyond.

Guest blog from CreditShout!

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November 11th, 2010

5 Things To Beware Of When Traveling Abroad With Your Credit Card

travel credit card

Special Guest Post! Credit cards and travel abroad seem made to go together. But that doesn’t mean there aren’t a few things you should know before you go. Knowing the five tips below will help you feel educated and give you some peace of mind – without having to learn the hard way.

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September 28th, 2010

Points, Miles, And Cash Back: The LV Guide To Credit Card Rewards

credit rewrads

At LearnVest, we believe that you should always make money on your money, from beginning to end: You should earn interest in a savings account before you spend and then credit card rewards once you do spend. In order to help you make the most of your money, we bring you the 9 rules you must read for rewards cards.

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September 16th, 2010

13 Reasons To Love (And Use) Your Credit Card Again

credit card thumb

This may be one of the only times you’ll hear this from a personal finance, pro-consumer site… but there are lots of reasons to love using your credit card again.

For card-holding consumers who are confidant in avoiding debt like the plague, here are 13 reasons to love and use your credit card.

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June 7th, 2010

REVIEW: Chase RealCash Debit Card

If you crave the rewards a credit card offers but need the security of a debit card, Chase’s new RealCash Debit Card comes close to a perfect union of the two. (Chase is a Credit Karma partner.) RealCash’s cash back program turns your debit card into a moneymaker, minus the risks of paying interest, getting […]

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June 2nd, 2010

Wednesday Trends in Credit Cards & Debt

With a credit card, overspending is as easy as swiping one too many times and finding yourself knee-deep in debt before you know it. MSNBC’s post, 8 reasons you spend too much, figures out why consumers overspend so quickly and so easily. The number one reason is paying with plastic, in which case consumers are […]

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May 28th, 2010

Getting A New Credit Card

There are many reasons to want to get new plastic: maybe you want another open credit line, or need a back-up credit card, or are interested in bonus rewards or cashback. Whatever the reason, getting a new credit card is exciting, but can also lead to a bad decision of getting the wrong card, getting […]

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