June 26th, 2013

Facebook Question: Lots of Debt, Low Income

Lots of Debt, Low Income

We tapped our Facebook followers once again to answer this member’s tough question:

    “My credit score is 549. I have $39,000 in debt but only make $145 per week. What should I do?”

Here’s a few of the best responses we got:

Fix that Job!

“Pick up a couple more jobs and occur no new debt. Sacrifice fun until that debt is 0. We all have hard times. Learn from yours and other’s.” (Zo)

“My suggestion is to either get a better paying job, or to pick up another part time job. If you are getting by right now with your $145 a week, then use your second jobs pay to make credit card payments. Don’t use your second job pay to buy frivolous items.” (Moke)

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November 30th, 2012

Facebook Question: What’s Your Biggest Financial Triumph Ever?


Inspired by Ben's great guest post about his best and worst financial decisions ever, we tapped our Facebook followers once again to answer this question: “What's Your Biggest Financial Triumph Ever?" Here’s what you had to say!

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September 19th, 2012

5 Facebook Privacy Tips to Prevent a Burglary or Fraud

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Facebook connects more than 800 million people across the globe. But the world’s largest social network can sometimes leave users wondering if their connections are putting their security at risk. There are strategies you can take to limit your vulnerabilities to a burglary or theft. By using sound judgment and enabling Facebook’s advanced security layers, you can better protect your privacy and limit what others see and know about you—particularly those unsavory types. Follow these five tips to stay safe on Facebook and other social media sites:

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February 11th, 2012

Facebook Question: What’s your best tip for a frugal Valentine’s Day?

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Hello, lovahs. Are you ready for Valentine's Day? I thought not. Well, you're in luck, because our Facebook community has shared some of its favorite ways to spend Valentine's Day, the frugal way.

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January 13th, 2012

Facebook Question: What are your 2012 credit goals?

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You don't have to make a New Year's resolution to get on the right track to good credit health. Any time is a good time to start focusing on your credit. We asked our Facebook community to answer the following question: What are your 2012 credit goals? Here are a few of our favorite answers. Can you spot the trending goals?

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November 16th, 2011

Lessons from Novels and Mustaches: How to Tackle Any Financial Challenge this November

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November is a month of challenges. You can grow a mustache, write a novel, eat six servings of pie, and land a great Black Friday deal on nutmeg like you wouldn’t believe.

I made the admirably foolish goal to write a 50,000 word novel in November as part of NaNoWriMo. My Credit Karma cohorts Bethy and Justine decided to try and summit this literary Everest as well. As you might expect with anything stupidly difficult, we were met with some obstacles. But the lessons we learned apply just as well to any financial challenges you might be undertaking. Whether you’re saving money for the holidays or finally sticking to a budget, these tips can give you an extra boost while trying to meet your financial challenges. Keep reading and benefit from our folly.

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October 11th, 2011

Facebook Question: What have you gotten with your credit card rewards?

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Credit cards aren’t all bad, if you know how to use ‘em. Our Facebook community seems to know how to get the most out of their rewards credit cards. Here are a few of the best rewards they’ve gotten with their credit cards.

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August 29th, 2011

Facebook Question: Your One-Word Money Philosophy

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Our Facebook fans are quick on their feet. We shoot them a question, and they waste no time in answering. So we decided to give them a new challenge: “In ONE word, describe your money philosophy.”

They really stepped up! We loved the answers so much, we decided to create a little story, one money-philosophy word at a time, about finances. See if you can find the moral of the story!

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August 2nd, 2011

Facebook Question: Finish That Limerick!

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The other week Danielle posted about new, cool credit union marketing strategies. Our favorite by far is Elevations Credit Union’s "Big Bank Limericks" contest, where entrants must write their own limerick talking about why their bank has frustrated them.

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July 26th, 2011

How to Avoid Spending $600 on Back-to-School Shopping

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It seems like just yesterday we were kicking off our summers and getting ready for a nice, long beach vacation. But now the time is nearly here to say “goodbye” to summer camp, family vacations, and warm summer nights.

Suddenly we’re putting away our suitcases and pulling out our backpacks because it’s back-to-school time! It all starts with the all-important back-to-school shopping list.

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