August 21st, 2014

What’s the Best Financial Advice You’ve Ever Received?


We always knew our members were a credit-savvy bunch…but now we have proof! Recently, we asked our readers to share the best financial tip or advice they’ve ever received. More than 80 of you entered our contest. We’ve collected some of our favorite suggestions to share here on our blog. Keep reading for some financial tips and advice from Credit Karma members just like you!

To make it even more fun, we randomly selected two entries to win a Credit Karma T-shirt. Congrats to Ellis from Wareham, MA, and Pam from Plummer, ID!

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July 9th, 2014

Spotlight on Success: How Leah Improved Her Credit Score by 100 Points in One Year

Spotlight on Success: Leah

Leah’s credit awakening happened at a critical time – while she and her husband were obtaining the mortgage for their first home, a cozy bungalow in Atlanta. Although Leah thought she had a great relationship with credit, she was alarmed to find that she actually didn’t have a score that would qualify her and her new husband for the best possible mortgage rates.

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September 30th, 2013

How to Build Credit as a Self-Employed Freelancer

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Being your own boss has some great benefits, with one of the main ones being the freedom and flexibility to do with your time as you please. However, with that freedom comes a big obstacle -- it’s difficult to build credit. This is something I discovered after I quit my job in May 2013 and had to rely on my own income for stability, paying the bills and of course, building credit. Thankfully, you can still build credit as a self-employed freelancer by using these five unconventional strategies.

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September 9th, 2013

The Alternative Credit Spectrum

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Having a poor credit score can sometimes feel like being trapped in quicksand-- the harder you try to escape, the further high interest rates and punitive charges pull you back down. But everyone needs access to credit and if you do need funding, there are always alternatives. The terms may not be pretty or available to everyone, but below are some options that may improve your credit health, or help fund you until you can.

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August 17th, 2013

Infographic: Back-to-School Financial Tool Kit

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Ready for another infographic? This week we thought we'd share more financial facts-- like we did in our debunking credit myths infographic. Here are some helpful tips to keep college students financially savvy.

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August 5th, 2013

Introducing Credit to Children… Is it Wise?

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Even if credit is a subject discussed in high school, it’s most effectively taught by hands-on experience when there’s no fear of doing permanent damage. A wise parent will take the initiative to teach their children about the value of money and the importance of credit while they’re still young. The goal is to express to children how valuable credit is to their future and to help them start building strong financial skills prior to leaving for college.

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July 21st, 2013

Infographic: Credit Myths Debunked

credit myths debunked infographic

We are back with our infographic series! This week, we thought we’d do something a little different, so instead of crunching numbers we are debunking some common credit score myths. Scroll down and see how well you understand what’s impacting your score.

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June 7th, 2013

Link Roundup: 5 Things College Grads Need to Know About Credit

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5 Things College Grads Need to Know About Credit "With many students graduating from college, there are thousands of individuals venturing out into the “real” world for the first time. Graduation often marks the first time that young adults begin to make their own money decisions, and begin to understand the consequences of their financial choices. As graduates begin the next phase of their lives, here are 5 things they need to know about credit:"Financial Highway

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January 8th, 2013

Your 2013 Credit Checklist

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Happy New Year from the Credit Karma team! By now you’ve probably settled into a few resolutions, some of them maybe even financial (like the Debt Movement, perhaps?). To help you kickstart your credit in 2013, we thought we’d give you a quick checklist. Here’s how to make sure your credit is in tip-top shape this year.

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July 5th, 2012

Three Bad Habits to Avoid When It Comes To Your Credit

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It’s hard to kick bad habits, whether it’s something simple like biting your nails, or something with larger implications, like impulse shopping. No matter the bad habit, getting rid of it is a task in itself. If you consider the consequences of certain bad habits on your credit and financial life, it may motivate you to never give into their temptation. Here are just three bad habits that are easy to form, but hard to break.

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