January 17th, 2013

Would You Go Back in Time to Improve Your Credit Health?

Would You go Back in Time to Improve Your Credit Health?

This week on our Facebook page, we posted the following:

Fill-in-the-blank: The first thing you should do to start improving your credit health is _______.

My favorite response came from a guy named Eric:

1. Buy a DeLorean
2. Go 88 mph
3. Go back in time to smack yourself and tear up those credit cards.


Clever, right? (And hopefully you get the reference.)

But after my initial chuckle, I got to thinking, “Would I really go back in time?” Probably not, and here’s why.

Mistakes = Lessons

How many times on this blog have we written about our past mistakes turning into lessons? Let’s take a look. I wrote about how my past relationships actually led to great money lessons. Justine wrote about how a simple error of timing cost her big and what she learned from her first speeding ticket. Guest contributor Kristina talked about recognizing problems and then correcting them in “A Second Chance at Financial Freedom.” And Ezra even shared the things we can learn from the one big mistake that is Jersey Shore.

Just from this small sample you can see that we’re big about learning from mistakes around here. Your mistakes—however big or small—leave behind lessons and make you who you are. Which leads to the next point…

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February 1st, 2010

Monday Jumpstart to Personal Finance & Credit Report News

“Top Ten Funny Money Saving Tips” from Almost Frugal blog shows consumers ways to save money in unexpected ways, such as borrowing toilet paper from work, snacking on food samples at grocery stores, freezing your credit cards, and raiding lost and found bins. Also, catch up on your investments as stocks bouncing back with better-than-expected […]

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