June 26th, 2013

Review: Capital One® Quicksilver® Cash Rewards Credit Card – Easy Cash Back

 

Review: Capital One Quicksilver Cash Rewards Credit Card | Credit Karma Blog

Credit Karma advertising partner Capital One has launched two new credit cards—Quicksilver and QuicksilverOne Rewards.

These cards replace the Capital One Cash Card and aim to make earning cash back simpler and more straightforward. In this post, we’ll discuss the new Capital One cards and some related cards from our advertising partners.

What’s the benefit?

Most cash back credit cards use a calendar of rotating categories to give you higher cash back earnings on certain items or in certain stores quarterly. But the Quicksilver keeps it simple. Here’s what you get:



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Edging out the competition?

The competitors in this space aim at category-specific cash back earnings:

Discover It: This card has a goal of being more consumer-friendly by offering more flexibility in the form of waiving the first late fee, eliminating several other fees, and letting cardholders choose their due date. Like other cards on this list, Discover It has a 1% cash back on all purchases along with 5% on revolving categories. You can read our Discover It review on the blog. Apply for the Discover It.

Chase Freedom: This tried-and-true card gives you 5% cash back on up to $1,500 in combined purchases between July 1 and September 30, 2014. That’s a nice benefit, unless you neglect to enroll. Then your spending will default to unlimited 1% cash back that the Chase Freedom offers on other categories. Apply for the Chase Freedom Visa.

Barclaycard Rewards MasterCard: This cash back card for average credit consumers works on a points system. You earn 2 points per $1 spent on gas, groceries and utilities and 1 point per $1 spent on other purchases. The points can be used like cash to pay for purchases on the card. Apply for the Barclaycard Rewards MasterCard.

What should I consider before applying?

The Quicksilver Rewards Card isn’t for everyone. You’ll need excellent credit to get this card. If your credit’s less-than-perfect, you might qualify for the QuicksilverOne Rewards Card. The difference between the two is that the QuicksilverOne Rewards Card has a $39 annual fee. But that can be quickly offset by the cash back earned, if you spend wisely and pay off your balance each month.

As always, make sure to check your current credit standing on Credit Karma before you apply. And avoid applying for several cards at once, as the multiple hard inquiries will ding your credit.

Get more information about the Quicksilver Cash Rewards Credit Card.

Editorial Note: The editorial content on this site is not provided by the bank or issuer. Opinions expressed here are author’s alone, not those of the bank or issuer, and have not been reviewed, approved or otherwise endorsed by the bank or issuer. Credit Karma may be compensated by companies mentioned through advertising, affiliate programs or otherwise. It is this compensation that enables Credit Karma to provide its members with services like free access to your credit scores and free monitoring of credit and financial accounts at no charge.

 

Bethy

is the Social Media Manager and Writer at Credit Karma, where she’s been since February 2011. When she’s not writing about credit and finance all over the web, you can find her playing her guitar, catching the latest movie, training for her next race or just exploring the city of San Francisco. Say “Hi” on Twitter: @bhardeman.

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Disclaimer: All information posted to this site was accurate at the time of its initial publication. Efforts have been made to keep the content up to date and accurate. However, Credit Karma does not make any guarantees about the accuracy or completeness of the information provided. For complete details of any products mentioned, visit bank or issuer website.

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December 6th, 2012

Review: Barclaycard Arrival World MasterCard – Earn Travel Points Faster

Review: Barclaycard Arrival World MasterCard - Earn Travel Points Faster

Barclaycard is on a roll with its reward-centered cards. Hot on the heels of the NFL Extra Points Credit Card launch, it has a brand-new product—this time for the travel-hungry. Got wanderlust? Then read on!

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October 4th, 2012

Review: New Hyatt Rewards Credit Card Benefits

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Do you have a case of wanderlust? Are you constantly dreaming of where you’ll travel next, whether it’s just a weekend getaway or a month-long excursion? If you answered “yes,” here's the next important question: Are your credit card purchases getting you travel rewards and maximizing the dollars you spend on travel and hotels? No? Well, good news! Chase just announced some additional benefits for the Hyatt Rewards Credit Card.

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May 1st, 2012

Review: LivingSocial Rewards Visa® Card Gives You More Bang for Your Daily Deal Buck

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Are you addicted to online daily deals? Do you love maximizing your credit card rewards? If you answered “yes,” we might have the perfect credit card for you. For the first time in history, a credit card company has partnered with an online deal site to create a co-branded credit card. The new LivingSocial Rewards Visa Card gives you the opportunity to earn LivingSocial Deal Bucks, good towards LivingSocial’s daily deal offers, with every card purchase.

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March 9th, 2012

Review: Barclaycard Ring Card Brings Crowdsourcing to the Credit Card Industry

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Have you ever wanted to pick your credit cards features? The new Barclaycard Ring MasterCard might just let you do that. Barclays US, the payments business of Barclays in the United States, recently announced the new Barclaycard Ring as the “first social credit card.”

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April 8th, 2011

Review: Discover More Card Capitalizes on Consumer Shopping Trends

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February’s retail data show that consumers shopped less, but Discover is hoping to send shoppers back to the mall. Discover More Card’s new opportunities offers cash back through its year-long rewards schedule with cash back categories, retail redemption options, and the ShopDiscover virtual shopping mall.

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March 10th, 2011

Review: Capital One Venture Rewards Card’s Match My Miles Challenge – 1 billion miles to go!

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What could be Alec Baldwin’s smartest thought yet? Joining Capital One Venture Reward Card’s new Match My Miles Challenge, and getting consumers to think that it’s their next smartest move too.

Capital One is rolling out the Match My Miles Challenge.

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October 5th, 2010

9 Must-Read Credit Card Reviews

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In the market for a new credit card? Here's 9 Must-Read Credit Card Reviews, in a special guest post from MyBankTracker, to help you get started on the right foot on your credit card hunt.

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May 11th, 2010

Review: Capital One Venture For Business Credit Card

If you travel frequently for your business, Capital One’s Venture for Business Credit Card’s generous travel rewards mileage program will help you earn time in the sky every time you spend for your business. (Capital One is a Credit Karma partner.) Venture for Business earns double miles on every purchase you make everyday. That means […]

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March 8th, 2010

REVIEW: Newest Additions To Capital One’s Credit Card Family – Venture and VentureOne

Credit Karma partner Capital One recently rebranded two great travel rewards credit cards, the Capital One’s No Hassle Miles Excellent and No Hassle Miles Ultra for Professionals, into the new benefits and sleek look of the Venture Rewards Card and VentureOne Rewards Card. The Venture Rewards Credit Card is replacing the No Hassle Miles Ultra […]

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Editorial Disclaimer: Content on the Credit Karma Blog is for entertainment and information purposes only. The opinions expressed on the blog are those of the authors themselves, and not necessarily Credit Karma or its affiliates. However, Credit Karma may be compensated by companies mentioned in the Credit Karma Blog through advertising, affiliate programs or otherwise. It is this compensation that enables Credit Karma to provide its members with services like free access to your credit scores and free monitoring of credit and financial accounts at no charge.

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