September 20th, 2010
Join SmartyPig’s ‘Race Out of Debt’ Contest & Win $4,951 – Plus More Ideas To Rid Your Debt
SmartyPig, a popular goal-oriented online savings bank, is doing an awesome Race Out Of Debt contest offering $4,951 to one lucky SmartyPig user. It’s a great opportunity for any new or existing SmartyPig user because you are automatically entered into the contest when you create a new Savings goal in your SmartyPig account. So even if you aren’t the jackpot winner, you earn the highly-competitive rate of 1.75% APY on your account. Whether you win or not, you earn free money!
Why $4,951? SmartyPig reports that $4,951 is the average American’s credit card debt, which is down from last year’s figure of $5,719. SmartyPig is trying to help one lucky SmartyPig user pay down their debt. However, the cash prize can be put toward anything the winner chooses.
January 13th, 2010
Hot Banking Deals: Open An Account And Get Free Money!
Who says you can’t get free money? Check out these limited-time offers from these banks to pad your savings with cash.
(Disclaimer: Read all fine print on any offer before you sign up to make sure you qualify for the cash incentive. Also, make sure you will use the account or card appropriately or else the bonus you receive may be negated by additional banking fees or charges. Aside from that serious note, here are free money opportunities that won’t be around long!)
- $35 to use Bank of America’s Online Bill Pay
If you are a current Bank of America customer, you can receive $35 in your personal or small business checking account for setting up online bill pay. Make three online bill payments within 30 days to get $35 OR 2 online bill payments within 30 days to get $25, and Bank of America will deposit the cash in your account. It’s that simple. - $100 from Bank of America to Open a Checking Account
Switch to Bank of America and receive $100 bonus for new customers with a qualifying personal checking account with a minimum balance of $500. The account must be open for at least 30 days and you must make at least one transaction on your new check card. Tip: if you open from a branch, the MyAccess Checking account is charged a monthly maintenance fee; open online and there is no fee. Offer expires February 28. - $25 from ING Direct for Electric Orange Checking Account
Sign-up for ING Direct’s Electric Orange Account and activate your accompanying debit card with 3 signature-based debit purchases within the first 45 days of opening your account, you’ll get an extra $25 deposited into your account. Consider this free money just for using your checking account as you normally would. - $50 for signing up with PerkStreet Financial
New customers can open a PerkStreet Financial checking account with a minimum $25 deposit; keep your account active for 3 months, and receive a $50 bonus. Keep your account active by using your debit card, writing a check, using online Bill Pay, or initiating a withdrawal or deposit on the account at least once a month. Check out a review of PerkStreet Financial to learn more. - $200 to open a Chase Business Checking Account
For a larger cash bonus, open a qualifying Chase business checking account with a minimum deposit of $500 (must be “new money” not previously held by Chase or affiliates) within 30 days of opening and you get $200. Sign up for a User ID at Chase online and you’ll be able to view the above link properly to avail of the offer. Or, call or visit a branch to apply. Offer ends January 30. - $200 to open a Union Bank Checking Account
Here’s another high money offer; open a signature checking account with Union Bank to earn $200 by doing two of the three actions: make 3 online bill payments, initiate monthly direct deposits, or make 5 debit card purchases. If you sign up for only one service, you still get a $100 bonus. However, Signature Banking requires a minimum combined average monthly balance of $10,000.
