October 12th, 2012
Link Roundup: How to Step Off the Financing Carousel
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How to Step Off the Financing Carousel “One of the hardest parts of learning to be fiscally responsible is breaking free from the payment mentality. It’s so easy to convince yourself it’s okay to purchase something because the payment is so affordable. Becoming mired down in monthly payments creates a cycle which seems almost impossible to break free from.” Not Made of Money
Dumb Things I Do (or Did) With Money “While I have studied finance throughout college and post college and have worked in the financial services industry for over 10 years, I still do dumb things with my money. I admit it. Below I summarize a handful of dumb money moves I have made and some that I still make. The important part is learning from the mistakes so that you don’t make a habit of repeating them.” 20′s Finances
Making Saving Sound Better “Let’s face it, “semantics” isn’t just semantics. Words mean a lot. They not only convey meaning, but they carry emotional implications too. Words are powerful, and it just makes good sense—and good financial sense—to use them to our advantage.” The Sun’s Financial Diary
10 Ways To Save Money At The Farmer’s Market “Farmer’s markets are wonderful things. They range from fresh, local produce to homemade sweets and breads to interesting craft products to brighten up any room in your house. It can be a great way to pick up healthy food and fresh food from local vendors.” SavingAdvice.com
5 Tech Tools for Stress-Free, Last-Minute Travel “If you’ve been procrastinating on your travel plans and need to plan a last-minute trip, don’t despair. There are plenty of online tools that will lessen the stress of planning a trip when you’re crunched for time if you know where to look for them.” SavvySugar
5 Top Tips for Creating a Debt Reduction Plan “Once you decide that it’s time to get out of debt, you need a plan. A debt reduction plan can help you organize your efforts so that they are more effective over time. Plus, the right debt reduction plan can help you stay on track, and monitor your progress.” Balance Junkie
Is Debt Consolidation the Answer? “When you have got into debt, it can quickly feel unmanageable and out of control. If you fail to keep up repayments on credit cards and go further into your overdraft every month, as well as not paying regular bills like rent or utilities, then the interest that you owe can quickly mount up, as well as the amount due itself.” Getting Money Wise
Finding the Right Bank or Credit Union: What’s Best For You? “The truth is most people need banks. If you don’t want to use a bank or a credit union your options for saving and storing money are limited. My fiancée and I wanted to combine our finances last year and had to decide on a bank. Here were a few criteria we looked for.” MoneyNing
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