Comments on: 0% Interest Rate Credit Cards for the Holidays http://blog.creditkarma.com/credit-scores/0-interest-rate-credit-cards-for-the-holidays/ A blog about the trends in credit and credit related industries Wed, 28 Jul 2010 19:22:08 +0000 hourly 1 http://wordpress.org/?v=3.0 By: Alan Hammond http://blog.creditkarma.com/credit-scores/0-interest-rate-credit-cards-for-the-holidays/comment-page-1/#comment-1337 Alan Hammond Wed, 26 Nov 2008 00:25:05 +0000 http://blog.creditkarma.com/?p=538#comment-1337 Zero percent cards are a good move that a lot of people don't take advantage of. Sure, it takes time to locate them (which you've taken care of with this post) and fill out the forms, but if you carry a balance you are costing yourself potentially a lot of money. Great post. Alan Zero percent cards are a good move that a lot of people don’t take advantage of. Sure, it takes time to locate them (which you’ve taken care of with this post) and fill out the forms, but if you carry a balance you are costing yourself potentially a lot of money.

Great post.

Alan

]]> By: Kenneth Lin http://blog.creditkarma.com/credit-scores/0-interest-rate-credit-cards-for-the-holidays/comment-page-1/#comment-1321 Kenneth Lin Mon, 17 Nov 2008 18:10:44 +0000 http://blog.creditkarma.com/?p=538#comment-1321 Like everything, good is relative. In the recent months with the credit crunch, the definition of good and excellent credit have definitely increased. In this post, we are using good in the generic case (i.e. you can't have bad credit). We used 640 because we have seen approvals for some of these cards with that credit score. http://www.creditkarma.com/creditcards/goodcredit Sorry if this caused any confusion. Like everything, good is relative. In the recent months with the credit crunch, the definition of good and excellent credit have definitely increased.

In this post, we are using good in the generic case (i.e. you can’t have bad credit). We used 640 because we have seen approvals for some of these cards with that credit score. http://www.creditkarma.com/creditcards/goodcredit

Sorry if this caused any confusion.

]]> By: Pete http://blog.creditkarma.com/credit-scores/0-interest-rate-credit-cards-for-the-holidays/comment-page-1/#comment-1319 Pete Mon, 17 Nov 2008 11:58:17 +0000 http://blog.creditkarma.com/?p=538#comment-1319 I am confused about what constitutes a "good" credit score. In this post you say: "Keep in mind you will need good credit (640+) for most of these offers." My score is 700, well above the "good" threshold by this definition. But when I view the details of my score and look at the charts, it shows my score as being on the borderline between "fair" and "good". Most lenders I have talked to say anything in the 700's is very good. Confusing! I am confused about what constitutes a “good” credit score. In this post you say:

“Keep in mind you will need good credit (640+) for most of these offers.”

My score is 700, well above the “good” threshold by this definition. But when I view the details of my score and look at the charts, it shows my score as being on the borderline between “fair” and “good”. Most lenders I have talked to say anything in the 700′s is very good.

Confusing!

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