Thank You for the Continued Support

In the next few days, we expect to register our 250,000th member. As such, I think this is an appropriate time to pause and thank our members for their continued support in helping us reach this milestone.

We started Credit Karma with the simple belief that consumers have a fundamental right to access their credit score anytime they want for free. Our team of six employees is committed to helping consumers better understand their credit and how the credit reporting/scoring system works. Our focus will always be our members first and foremost. We hope we can provide free credit score access to all under this new pro-consumer credit score model.

If you have enjoyed our service, I encourage you to share Credit Karma with your friends. We even have a tell-a-friend services which should make the process easier. In addition to telling friends, you can help Credit Karma grow by sharing your story and experience with journalist looking to write about Credit Karma. Simply email us with a short description about your background and experience and we would be happy to connect you with a journalist as the opportunity arises.

As we look to 2009, we have many new features that will help our consumers learn more about their credit. This first will be the Credit Karma Credit Data Comparison Tool. This new feature will provide easy to understand summary data from your credit report. It will allow you to compare your debt, available credit, and dozens of other metrics against all our other members by state, age, and many other slices of data. We also plan to allow our members to trend their own credit report information to better understand how their debt is growing or shrinking over time.

In summary, we are very excited about the community we have built over the last 10 months. We want to thank all of our users and encourage you to provide feedback about our service. We want to change the way credit scores are accessed and we hope you will join the cause.

Sincerely,

Kenneth Lin

Founder & CEO, Credit Karma Inc.