August 7th, 2014

Nerds Behind Credit Karma: Sean

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Nerds Behind Credit Karma: Sean

Hey folks! It’s time for another edition of Nerds Behind Credit Karma. Last month, we introduced you to Pedro, one of our amazing Senior Products Managers. Today, you get to meet Sean, one of our awesome Data Analysts.

Sean likes to go on adventures by the water: tubing, boat parties, floating down the river, and kayaking, just to name a few. He actually went kayaking recently at Alki Beach in Seattle. Just keep swimming, Sean, just keep swimming.

The Interview

What’s your title at Credit Karma?
Business Development Data Analyst

Describe in 25 words or less what you do.
I use data to understand the customer and ensure we only show them offers they actually care about.

How long have you worked at CK?
3 Months

What’s your favorite thing about working at CK?
As an analyst from a big bank, I’m used to waiting 2 years before knowing if a good decision was made. At Credit Karma, we have those same answers in 2 days; that blows my mind!

What’s your favorite snack in the CK kitchen?
Blueberry Pecan KIND Bars

What is something your coworkers probably don’t know about you?
I didn’t learn to read until I was in the 4th grade.

What was your worst subject in elementary school?
English/Reading

What’s a secret (or not-so-secret) talent you have?
I picked up swing dancing in Dallas last year.

If you could pick any superhero power, what would it be and why?
Teleportation, because I could live anywhere/do anything.

What’s your best credit/money tip?
Don’t buy GAP insurance at a car dealership since dealers normally sell GAP insurance at 3x its actual price. It’s better to call up your car insurance company because they’ll offer you a much better price.

Want to meet more members of the Credit Karma team?

Meet Ezra, Jonathan, Cathy, Greg, Danielle, Jason, Andrew, Ian, Juan, Igor, Alex, Henry, Hok, Helen, Dan, Keith, Chris, Elaine, Rob, Ishan, Travis, Riley, Chelsea, Musab and Pedro!

Interested in joining our team? Check out all of our open positions!

Stay tuned as we continue to reveal the nerds behind Credit Karma!

-Nazhat, Credit Karma Contributor

Disclaimer: All information posted to this site was accurate at the time of its initial publication. Efforts have been made to keep the content up to date and accurate. However, Credit Karma does not make any guarantees about the accuracy or completeness of the information provided. For complete details of any products mentioned, visit bank or issuer website.

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11 Comments

  1. QUIRO SABER POR QUE MI SCORE ES 614 Y CUANDO VOY AL DELER ME SALEN
    QUE MI CREDITO ES DE 521 CON TRANS UNION.SE ME HACE TONTO.

    anthony caez at 10:02 am on August 8, 2014
  2. Mike

    Thanks for your comment Anthony. I’d recommend checking out this article for some reading on score differences: https://www.creditkarma.com/article/is-credit-karma-accurate

    Mike at 10:15 am on August 8, 2014
  3. please help, I need to talk to someone at credit karma. My husband who is registered with your people has deceased and I need to get this info changed to my name and I can’t find a phone number

    linda curtis at 5:12 am on August 29, 2014
  4. Mike

    Hi Linda – I’m really sorry to hear that. Our member support team would be able to help you out with this issue. You can file a ticket for assistance here: https://www.creditkarma.com/about/contact

    Mike at 9:02 am on August 29, 2014
  5. CreditKarma is not accurate – They offer new credit cards based on my credit card balance and say they can “SAVE” my money – I DON’T PAY ANY INTEREST” my credit cards are paid off at the end of each month – I use them for the rebates I get and I don’t pay interest because I don’t carry a balance – CreditKarma does not take that into account

    Hank at 2:02 pm on September 10, 2014
  6. Mike

    Thanks for the comment, Hank. You’re absolutely right, if you never carry a balance over then a lower interest rate won’t result in new savings. Our recommendations in this case are based on the possibility of the cardholder accruing interest charges, and are meant only to illustrate the potential benefits of a lower interest rate.

    Mike at 2:52 pm on September 10, 2014
  7. WHAT IS PHONE NUMBER FOR CREDIT KARMA CUSTOMER SERVICE NUMBER> EMAIL ME THE NUMBER AT ABOVE EMAIL. I AM CURRENTLY A CREDIT KARMA CUSTOMER AND OPEN 4 CREDIT CARDS THAT ARE NOT ON CREDIT KARMA REPORT. I NEED TO GET THESE EXCELLENT CAPITAL 1 ACCOUNTS ON MY CREDIT KARMA REPORT TO INCREASE MY SCORE. I NOW HAVE 3000 IN CREDIT THAT IS NOT ON CREDIT KARMA REPORT.

    PATRICK FULLAM at 4:01 pm on September 18, 2014
  8. Mike

    Hi Patrick – Thanks for your comment. It may take some time for new changes to your credit report to be updated to Credit Karma. You can find more information about that here: https://www.creditkarma.com/article/credit-report-lag

    I’d also recommend checking out our help center for further details. If you need to, you can find a link to contact member support there. Thanks!

    Mike at 9:06 am on September 19, 2014
  9. 10-20-14 Just checked all scores. Credit karma shows I have 652. Experian shows 660 and Transunion shows 697. Rather vast differences. Can I assume in the future that if I pull up Credit karma score that the others will be different to the same amounts as they are now. And if I’m applying for credit. Should I find out which agency the creditor uses to calculate my score before hand? THANKS

    mneil at 7:29 pm on October 20, 2014
  10. Mike

    Hey Mike – Great questions. While it’s safe to assume that there will be some variation in your credit scores in the future, the amounts by which the scores vary and which particular scores are higher will not necessarily stay the same. You can read more about credit score differences here: https://www.creditkarma.com/article/differentscores

    Regarding your second question, if you’re wondering which credit score a lender might use, you absolutely could ask beforehand. Every bit of information helps!

    Mike at 10:03 am on October 21, 2014

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