November 30th, 2009
Monday Jumpstart to Personal Finance & Credit Report News
This year’s Black Friday shopping weekend was slightly disappointing for retailers and showed more frugal-minded shopping from consumers– while the malls were more crowded, consumers spent less as the weekend’s average spending fell to $343.31 a person from $372.57 a year ago (reported from Yahoo! Finance). Retailers get a second chance today, known as Cyber Monday, the online version of post-Thanksgiving deals and bargains that retailers hope will show stronger sales. Today’s roundup includes links to help you maximize your Cyber Monday frugality, plus tips and advice to remind you to keep up healthy credit and personal finance habits as you click and buy.
Personal Finance News
- When’s the last time you touched your resume? Wall Street Journal offers some terrific advice on creating a resume that sells that everyone–job-hunting or not–should use to update and spruce up their resume.
- You have a month till New Year’s to go over PT Money’s ten financial moves to consider before 2009 ends.
- CNN Money imagines the perfect bank in 5 reasons banks don’t get it (and a few banks that do) plus a few real life examples to check out.
- Jot down and remember these numbers: 750, 8.6%, and the rule of 72. Gather Little by Little explains 7 quick numbers to fx your personal financial situation.
- Where to find the best Cyber Monday deals tips delivered to you from U.S News & World Report.
- My Dollar Plan blogs on how to score big on Cyber Monday.
Credit Reports & Credit Scores News
- Bankrate.com answers a much-asked question: What’s a good credit score?
- If you own a debit card, read ahead on how overdrafts can affect your credit score from Realm Of Prosperity.
- Will opting out of a rate hike affect your credit score? NJ.com gives a breakdown of what happens in this situation.
- Ever wonder how many “damage points” your credit score takes for certain actions? San Francisco Examiner sheds some light in the article, FICO reveals the impact of their credit score on consumers.
- More information on FICO’s “damage points” disclosure, plus a handy chart of how common credit mistakes affect FICO scores, at Yahoo! Finance.
