January 3rd, 2012
Free Credit Monitoring: Your 2012 Identity Protection Plan
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Using Credit Karma to manage your credit health just got easier with Free Credit Monitoring, which proactively monitors your TransUnion credit report every day and notifies you of significant changes to your report.
It’s a great way to stay on top of what’s happening with your credit and protect your identity from fraudulent accounts.
Here’s how it works:
- Sign up for a free Credit Karma account and opt-in to Free Credit Monitoring. If you’re already a member, simply edit your Credit Monitoring Preferences in the “My Profile” section by checking the box “Notify me about important changes on my credit report.”
- Credit Karma monitors your credit report on a daily basis.
- If an important change occurs in your credit report, such as new credit inquiries, new credit accounts, delinquent payments, improved payment history, new public records or updates to personal information, Credit Karma sends an email to your inbox to notify you of the change.
- Sign into Credit Karma to see the details of the notification.
Monitoring your credit with Credit Karma is completely free, just like the rest of Credit Karma. There are no trial subscriptions or monthly fees. Some people pay up to $180 each year to monitor their credit, but Credit Karma provides it free of charge. Sign up for truly free credit monitoring, and you’ll be on your way to better credit health!