http://blog.creditkarma.com/credit-karma/do-you-really-need-credit-cards/ A blog about the trends in credit and credit related industries Wed, 28 Jul 2010 19:22:08 +0000 hourly 1 http://wordpress.org/?v=3.0 http://blog.creditkarma.com/credit-karma/do-you-really-need-credit-cards/comment-page-1/#comment-1439 Colten A Mon, 02 Feb 2009 10:27:52 +0000 http://blog.creditkarma.com/?p=157#comment-1439 I absolutely agree, that having one thing always has its positive and negative effects to the people such as this credit card. If you know how to handle it wisely, you will not encounter problems with it, aside from that you can acquire from its benefits. But use it haphazardly and it can be a nightmare that always behind you. In today’s environment, there’s no doubt that it can be a great help but, to tell you honestly many people are just using it to be on the latest fad. That’s why, when the time comes that they have to pay their bills they have nothing to give. Consider always the advantages and disadvantages of such thing. Credit cards can hit you with more interest charges and fees than most payday loans. The interest can pile up quick, and the total debt burden can add up quickly, and stick around for a very long time, and it can total more than several dozen payday loans at a time. I absolutely agree, that having one thing always has its positive and negative effects to the people such as this credit card. If you know how to handle it wisely, you will not encounter problems with it, aside from that you can acquire from its benefits. But use it haphazardly and it can be a nightmare that always behind you. In today’s environment, there’s no doubt that it can be a great help but, to tell you honestly many people are just using it to be on the latest fad. That’s why, when the time comes that they have to pay their bills they have nothing to give. Consider always the advantages and disadvantages of such thing. Credit cards can hit you with more interest charges and fees than most payday loans. The interest can pile up quick, and the total debt burden can add up quickly, and stick around for a very long time, and it can total more than several dozen payday loans at a time.

]]> http://blog.creditkarma.com/credit-karma/do-you-really-need-credit-cards/comment-page-1/#comment-1266 click4credit Mon, 03 Nov 2008 09:04:56 +0000 http://blog.creditkarma.com/?p=157#comment-1266 I agree with thi article. As with everything else, there is an advantage and a disadvantage to having a credit card. If you have enough self-discipline, a credit card could be of help to you especially when you are faced with an emergency. It could even get you huge rewards if you are the type who can make payments before cut-off. However, if you are nt very disciplined and is somewhat of an impulsive buyer, then a credit card would be more of a burden than help. If you are spending more than what you can earn, you would only be up to your neck in debt. I agree with thi article. As with everything else, there is an advantage and a disadvantage to having a credit card. If you have enough self-discipline, a credit card could be of help to you especially when you are faced with an emergency. It could even get you huge rewards if you are the type who can make payments before cut-off. However, if you are nt very disciplined and is somewhat of an impulsive buyer, then a credit card would be more of a burden than help. If you are spending more than what you can earn, you would only be up to your neck in debt.

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