January 17th, 2014

Credit Karma Tips & Resolutions 2014 — Part 5

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To celebrate the new year, we asked the Credit Karma team to share any resolutions they were making or tips they had to get one’s finances into shape in 2014. We got a lot of great responses and decided to share them in a week-long series on Facebook. Now we’re sharing them with you, along with our thoughts!

Credit Karma Tips & Resolutions 2014 — Part 5 | Credit Karma Blog


Stan actually requested to expand on his tip, so here’s more information in his own words. And be sure to check out some of our other blog posts on this subject!

Most people know about Rental Car Insurance that you can get with credit cards. However, I encourage you to carefully read the promotional literature to learn about the other useful fringe benefits:

  • Purchase, Return, and Event Ticket Protection, plus Travel Accident and Baggage Insurance are included with most American Express charge cards.
  • Purchase Protection, Return Guarantee, and Flight Accident and Baggage Delay Insurance are some of the useful Discover Card perks.
  • Price Protection, Accident and Trip Cancellation Insurance, and Lost Luggage Reimbursement come with any World MasterCard.
  • Purchase Security, Lost Luggage Reimbursement, and Travel Accident Insurance are offered with any Visa Signature card.

Many individual banks add additional benefits, like Citi Price Rewind and Cell Phone Protection on selected cards. Discover and Capital One don’t charge foreign transaction fees on any of their cards, which can save you up to 3% whenever you travel abroad.

It is really worthwhile to spend some time to learn about all of these extra features!

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  1. I use 4 credit cards and have never known that they provide Lost Luggage Reimbursement. though I haven’t really lost any luggage yet, this information helped me a lot. I’ll lookinto the World Mastercard Terms and Conditions more closely to check this out. Thanks Stan.

    Fionna Merciollis at 5:25 am on January 30, 2014
  2. It would be nice if this site like others allowed us to dispute wrong postings to our credit history. That way we can have things removed that really should not be on our credit history and our score would be correct. Thank you and hope this matter can be addressed,

    scott at 3:52 am on March 7, 2014
  3. Mike

    Hi Scott – All of the credit report information on Credit Karma comes directly from TransUnion. You can find information on the TransUnion dispute process here: http://www.creditkarma.com/article/dispute-credit-report-errors

    Mike at 10:25 am on March 7, 2014
  4. CreditKarma is reporting a balance on 1 of my cards of $0 which is correct,it’s paid, however, your website shows TransUnion with a large balance. Which is not correct. I have been trying for 2 months to get this fixed so you report this correctly.

    Joanne at 5:16 pm on April 8, 2014
  5. Mike

    Thanks for the comment Joanne. All of the credit report information on Credit Karma comes straight from TransUnion, one of the three major credit bureaus. You can find more information on the dispute process here: http://www.creditkarma.com/article/dispute-credit-report-errors

    Mike at 12:19 pm on April 9, 2014

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