December 9th, 2013
**Today’s guest post is contributed by Joseph.**
Being stuck with credit card debt can feel like an unending cycle. Whether poor spending decisions, a job loss, or a medical emergency got you to this point, the time to get out of debt is now. Solving your financial problems won’t be easy work, but fortunately there are plenty of simple ways to generate extra cash from home that can help you climb out from under those balances. Read on for some ways to eliminate your debt as quickly as possible.
1. Participate in Market Research
Do an Internet search for “market research” in your city or check out the websites Delve and Focus Pointe Global to see if either has an office in your area. Create an account so when market research studies on a variety of topics become available for your demographic – a new commercial, product, or menu item are a few examples – you can participate in a roundtable or group discussion. The payouts can be significant, sometimes as much as $150 for just a few hours of your time.
November 27th, 2013
The holidays can decimate your finances if you’re not careful, which is why it makes sense to be prepared. There are numerous ways to prevent debt during the holiday season, but the one factor all of these tactics have in common is that they require planning and forethought. If you want to save your wallet later on, clear your schedule and mentally prepare yourself for the holiday season.
October 28th, 2013
Paying off credit card debt is one of the best things you can do for your finances and your future. Unfortunately, it is also hard work! Here are 5 tricks to help you tackle your credit card debt and pay it off even faster.
October 26th, 2013
At Credit Karma, we love sharing numbers and helpful financial tips... so we decided to combine them both! In this week’s infographic, we look at how Credit Karma members are doing when it comes to paying off student loan debt. Scroll down to see the data and some payment strategies.
October 7th, 2013
Reducing debt rewards the steady, but there are also things we can do to get to our destinations more quickly. From cutting small expenses to going on a spending diet to forming a support group, here are some tips to help you speed along the way to financial freedom.
September 23rd, 2013
For most people, student loans represent their first encounter with the world of credit and finance. They can open a world of opportunity to young people who might otherwise not be able to pay to continue their education. More than 60% of American students (that’s almost 12 million in total) will borrow money annually to help pay for college. It’s likely that this is where you’ll begin to build your credit score: a little number with huge consequences. It can be intimidating, but there’s really no reason to stress out. Staying in control of your student debt is easier than it sounds. When dealing with loans, you should:
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July 3rd, 2013
Students heading back to school this fall with new student loans could be shelling out more money. The deadline to raise the federal student loan rate passed without a vote on July 1st. Congress left for the their July 4th recess with no resolution, allowing interest rates on new subsidized Stafford loans to increase to 6.8 percent from 3.4 percent.
June 26th, 2013
We tapped our Facebook followers once again to answer this member’s tough question: “My credit score is 549. I have $39,000 in debt but only make $145 per week. What should I do?" Here’s a few of the best responses we got:
May 30th, 2013
Welcome a new member to the online-only personal loan space! Chicago-based AvantCredit aims its unsecured loans at consumers with credit scores between 620 and 720—a nearly-prime community rarely served by other lenders. Like NetCredit, AvantCredit hopes to bridge the gap between payday loans and traditional personal loans. Its loans range from $1,000 and $10,000 and are payable over one to three years, depending on the terms you receive.
April 25th, 2013
Last month we took a look at which U.S. cities have the highest student loan debt. This month we thought it’d be interesting to take a look at the 10 U.S. cities with the lowest mortgage debt. Interested in buying inexpensive property in any of the following cities?