July 19th, 2013
Launched last year, Barclaycard Ring MasterCard is already proving itself as a creative, community-driven credit card. Initially, the card attracted consumers with its low, 8% interest rate, no annual fee and $0 balance transfer fee.
Now the card has gotten even more interesting.
At the time of launch, the press release promised that, “In the future, the Barclaycard Ring community will have an opportunity to voice its opinions about specific product features and community functionality.” With new features cropping up, it sure seems like this is proving true.
One of the more recent innovations that this card boasts is 1% statement credit back on any balance transfers made in the first 60 days of account opening. So, combined with the $0 balance transfer fee, you’ll essentially make money when you open a Barclaycard Ring Mastercard and transfer balances.
June 26th, 2013
Capital One has launched two new credit cards—Quicksilver and QuicksilverOne Rewards. These cards replace the Capital One Cash Card and aim to make earning cash back simpler and more straightforward.
May 30th, 2013
Welcome a new member to the online-only personal loan space! Chicago-based AvantCredit aims its unsecured loans at consumers with credit scores between 620 and 720—a nearly-prime community rarely served by other lenders. Like NetCredit, AvantCredit hopes to bridge the gap between payday loans and traditional personal loans. Its loans range from $1,000 and $10,000 and are payable over one to three years, depending on the terms you receive.
January 22nd, 2013The Business Gold Rewards Card from American Express OPEN is a charge card for the small business owner wanting to earn rewards for his entrepreneurial expenses. And now, for a limited time, you can get 75,000 membership rewards points when you spend $10,000 in the first four months of card membership.
January 3rd, 2013
Listening to your customer base is one thing. Implementing customer-pleasing changes into a brand-new credit card product could be a game changer.
December 11th, 2012
Credit card perks are getting more creative by the minute. You can earn free hotel stays faster, maximize your daily deal site purchases, earn rewards any football fan would be jealous of, and more.
December 6th, 2012
Barclaycard is on a roll with its reward-centered cards. Hot on the heels of the NFL Extra Points Credit Card launch, it has a brand-new product—this time for the travel-hungry. Got wanderlust? Then read on!
November 14th, 2012
It’s time for a newsletter for the ladies. In fact, how about three? That’s right, personal finance tool and educational website LearnVest has not one, but THREE different newsletters. I’ve been a long-time subscriber to LearnVest, so I decided it was time to talk up their content here on the Credit Karma Blog.
November 13th, 2012
Picture this: You’re starting a new business, say a hat shop. You need a small business loan to get the Hat Shack up and running, but each bank you visit has tightened its purse strings. Loans are difficult to come by, and they have high credit score requirements. Where do you go so you can get your shop ready to go before hat season? Enter Borro, an online pawnbroker that extends secured personal loans backed by valuable assets.
October 24th, 2012
Prepaid cards are typically marketed to unbanked and underbanked consumers. In the past, prepaid cards have offered little innovation and a slew of predatory fees. But Serve from American Express is attempting to be the new, technologically advanced prepaid card on the block.