August 21st, 2014
We always knew our members were a credit-savvy bunch…but now we have proof! Recently, we asked our readers to share the best financial tip or advice they’ve ever received. More than 80 of you entered our contest. We’ve collected some of our favorite suggestions to share here on our blog. Keep reading for some financial tips and advice from Credit Karma members just like you!
To make it even more fun, we randomly selected two entries to win a Credit Karma T-shirt. Congrats to Ellis from Wareham, MA, and Pam from Plummer, ID!
November 8th, 2013
3 Areas Not to Overlook as You Financially Prepare for Next Year "Whether you believe it or not, we are just a short seven short weeks or so from ringing in 2014. If you’re like me, you may feel like this year has flown by and the prospect of a new year is a bit on the nutty side. While it is crazy, I like to be prepared and the impending new year is a great reminder that it’s a perfect opportunity to look at how we can financially prepare for the dawn of a new calendar year." Narrow Bridge Finance
November 4th, 2013
Let’s face it. There are more romantic conversations to have with your partner than one about finances. But the “money talk” is important to have, no matter what stage your relationship is in. Financial problems can cause tension between partners-- surveys often find money is the number one reason couples argue. So how to do you know what money conversations you should be having with your partner? This really varies depending on how long you guys have been together. Here are some suggested conversations for different stages of your relationship:
November 1st, 2013
How to ‘Trick’ Yourself Into Keeping on Budget "Are you good at sticking to your budget, or like some of us, do you need help controlling your spending when it comes to keeping on track with a budget? Sitting down and planning a regular budget is a good way to keep track of money, but not if you play games with yourself and overspend each month. Learn how to trick yourself into spending less and saving more with these strategies." My Bank Tracker
October 29th, 2012
How many experts have you heard tell you to “keep a budget”? Why don’t they ever acknowledge that almost nobody keeps a budget consistently? After all, why would we? Keeping a budget makes us feel bad about our purchases. Even worse, it’s backwards-looking, which means we simply look at our spending, shrug, and say, “I guess I spent that much.” “Keep a budget” is the kind of advice personal-finance writers love to write...but few people actually follow.
October 17th, 2012
Have you gone out for coffee recently and used an iPhone app to pay for it? How about sending a text message to a cab company to send a car to your exact location? There’s no doubt about it, we are now living in an instant gratification society. Phones come as fully loaded as a laptop and just about anyone can go through a drive through to not only get food, but to get coffee, a car wash, or who knows what else. Having everything we want and need at our fingertips can only be a good thing, right? Not necessarily...
November 23rd, 2011
It’s the most thrilling day of the year for avid shoppers. It’s Black Friday, and it’ll be here in just a couple of days. The way I see it, there are reasons for and against braving the stores this Friday. Let’s take a look at both.
November 14th, 2011
Is it too early to be talking about holiday sales? That’s not what your local mall thinks. Every retailer in America has been planning for the largest online shopping day of the year since sales passed the $1 billion mark last year. That’s right; Cyber Monday will be here on November 28. In just two weeks, we’ll be powering up our PCs and Macs, armed with a credit card and—hopefully—a shopping list. We’ve put together a few quick tips to help you prepare for this epic online shopping day.
November 12th, 2011
Here’s some financial advice we don’t hear enough: spend your money. The best financial motivation isn’t to focus on making, saving, or investing money—instead, focus on spending it. What could I have done with an extra windfall of cash? I could have spent the money paying down my credit card debt, made an extra payment on my loans, or pumped up my savings, like most financial blogs would advise. Instead, I decided to spend it, which makes it the most money I’ve ever spent at one time. It was, without a doubt, the right financial decision.
October 14th, 2011
It’s only October and many of you might still be searching for a Halloween costume. But the holidays will be upon us before you know it, and retailers will make sure we’re ready to shop with ads and offers starting right now.