December 20th, 2012

Do Electric Cars Really Save You Money?

 

Do Electric Cars Save Money

**Today’s guest post is contributed by Dale.**

With hybrid and electric cars becoming ever more popular, have you ever wondered if they really do save you as much money as some may think? The answer may surprise you.

Experts agree; savings may not be reached before average car ownership expires:

While hybrid and electric car sales have increased over 60 percent in the last year, they still have only captured less than three percent of the total car market as reported by Nick Bunkley of The New York Times. This may be due to the fact that what was once speculation now has data to back it up: It takes far too long for electric or hybrid car owners to realize savings.

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November 19th, 2012

My Best and Worst Financial Decisions Ever

My Best and Worst Financial Decisions Ever

Most of what you read in personal finance blogging tells you that you need a perfect credit score. While many of us think about credit scores as a quest for 850, there is really no need to have a perfect credit score.

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November 16th, 2011

Car Sales On the Rise: Why?

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According to statistics published by the Federal Reserve and reported by Businessweek, non-revolving credit experienced an $8 billion dollar boost during the month of September. This gain was comprised of school loans, mobile home loans and car loans. While downgrading to a mobile home and borrowing money for school makes sense, especially in September, an increase in car credit may seem out of left field at first glance.

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April 19th, 2011

Review: Progressive Snapshot Discount Rewards You For Driving Less and Braking Softer

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Do you know Flo, the Progressive Insurance spokesperson? Well, she’s got something new in store for Progressive customers, and this product won’t cost them a cent. In fact, it’ll most likely save them money.

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April 15th, 2011

How Key is Your Car’s APR?

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When shopping for a car loan, many consumers commonly believe that monthly affordability should be the only concern in order to avoid the risk of defaulting on payments. Your monthly payment is important, but your APR is just as crucial.

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March 4th, 2011

How to Make the Most Out of Your Car Purchase

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When you think about the first “big” purchases of your lifetime, a car is usually is one of them.

But, cars, like all other “big” purchases, come with a big price tag. Here's your steps to a credit-savvy & sweet drive.

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January 21st, 2011

Building Credit with an Auto Loan or Car Payment

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Whether you’re working on improving your credit health after a bankruptcy or just getting started as a borrower, making car payments on an auto loan is an excellent way to establish or build your credit score.

Read this guest post from MoneyAisle on how car loans can help prove to lenders that you are creditworthy.

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December 2nd, 2010

Best Practices for Buying a New Car

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With cash in your pocket and a new car on your horizon, you may feel like a kid in a candy store as you stroll into a car dealership. But in reality, when you walk into a showroom without the proper preparation, you’re more like a bull in a china shop, wherein the china shop represents your precarious financial situation. Take the following steps before buying a new car to ensure you get the best deal.

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November 9th, 2010

Insurance Scores: Believe it or not, your credit affects your insurance premiums

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Here is yet another item to add to the list of what is influenced by your credit health: your insurance. How much you’ll pay for insurance premiums, as well as your access to homeowner and car insurance, is directly affected by your credit history. Read more about how insurance scores work.

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November 4th, 2010

The Next Consumer Credit Education Crisis: Auto Loans & Refinancing

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If you got your auto loan direct from the dealer, chances are there is a 2-4% "dealer markup" in interest. If you financed your car at the dealer or got a rate higher than you deserve, you have options. Check out this brand guest post from the experts at MoneyAisle!

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