November 8th, 2013
3 Areas Not to Overlook as You Financially Prepare for Next Year “Whether you believe it or not, we are just a short seven short weeks or so from ringing in 2014. If you’re like me, you may feel like this year has flown by and the prospect of a new year is a bit on the nutty side. While it is crazy, I like to be prepared and the impending new year is a great reminder that it’s a perfect opportunity to look at how we can financially prepare for the dawn of a new calendar year.” Narrow Bridge Finance
Financial Lessons That Stand The Test Of Time “Follow me into the time machine as I go back through the financial lessons life has taught me that have never gone bad and stand the test of time.” Money Plan SOS
November 4th, 2013
Let’s face it. There are more romantic conversations to have with your partner than one about finances. But the “money talk” is important to have, no matter what stage your relationship is in. Financial problems can cause tension between partners-- surveys often find money is the number one reason couples argue. So how to do you know what money conversations you should be having with your partner? This really varies depending on how long you guys have been together. Here are some suggested conversations for different stages of your relationship:
November 1st, 2013
How to ‘Trick’ Yourself Into Keeping on Budget "Are you good at sticking to your budget, or like some of us, do you need help controlling your spending when it comes to keeping on track with a budget? Sitting down and planning a regular budget is a good way to keep track of money, but not if you play games with yourself and overspend each month. Learn how to trick yourself into spending less and saving more with these strategies." My Bank Tracker
October 14th, 2013
For one out of four Americans, “cash only” is a way of life. 17 million Americans lack access to any type of formal bank account and are classified as “unbanked.” In addition, 51 million Americans do access basic bank services such as a savings account, yet they still rely on alternative financial institutions as well. These individuals might frequent check-cashing joints, fall prey to payday lenders, and often incur exorbitant fees associated with such alternative banking methods.
September 25th, 2013
One of my favorite shows on TV right now is Project Runway, a reality competition where fashion designers fight for the top prize. I’m in no way a fashionista, but it’s really amazing to see what the contestants can produce within a mere 1-2 days. It’s probably hard to imagine that a silly reality TV show has anything to do with finances, but where there’s a will, there’s a way… to make it work! Sew keep reading for cleverly designed analogies, bad puns, and maybe some financial advice.
September 23rd, 2013
For most people, student loans represent their first encounter with the world of credit and finance. They can open a world of opportunity to young people who might otherwise not be able to pay to continue their education. More than 60% of American students (that’s almost 12 million in total) will borrow money annually to help pay for college. It’s likely that this is where you’ll begin to build your credit score: a little number with huge consequences. It can be intimidating, but there’s really no reason to stress out. Staying in control of your student debt is easier than it sounds. When dealing with loans, you should:
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September 20th, 2013
5 Ways to Stay Motivated While Saving "Saving money is a long and sometimes difficult process, so while you’re on the road to reaching your goals, it’s important to stay motivated. Here are some tips on how to stay focused and enthusiastic." My Bank Tracker
September 13th, 2013
Several Good Reasons to Not Contribute to Your 401(k) "A very common piece of advice that’s given about retirement is that of maxing out a 401K plan at work. More than a few people, including professional financial advisors, will tell you that this is a way to make sure that your retirement is truly golden. While we’re not saying that, for most people, this is an sage advice, it’s not for everyone. The fact is, there is no single universal rule for retirement planning and indeed, everyone has a set of unique circumstances, goals or needs determining what their correct course of action should be. In some cases, putting all of your money into your 401(k) might not be the best idea. In fact, we’ve put together several reasons to not contribute. Enjoy." So Over This
August 26th, 2013
Everyone always talks about Christmas being the biggest budget-busting time of year. And I agree, because we buy more presents during that six week period than we do all year long. However, the back-to-school season can be just as much of a financial war zone when you think about it: between the endless amount of school supplies, new clothing, and equipment for activities - not to mention the fact that everyone seems to have one last vacation or party before the summer ends - your wallet can get exhausted. Whether you are working to pay off debt, save for a mortgage, or build your retirement fund, you need that extra cash. So to keep you from feeling the pinch, here are a few ways to get back to school while staying on budget.
August 17th, 2013
Ready for another infographic? This week we thought we'd share more financial facts-- like we did in our debunking credit myths infographic. Here are some helpful tips to keep college students financially savvy.