May 10th, 2013
Link Roundup: The Finer Points of Getting Rid of Your Junk for Profit
Funny Money: The Finer Points of Getting Rid of Your Junk for Profit “Since you read awesome personal finance blogs like this one, surely you’re aware of the mystical powers of compound interest. But did you realize that the same principles apply to stuffed animals and squeeze bottles?” Money Under 30
Why Saving In Your 20s Is Easier Than Waiting “We’ve been over before why saving when you’re young is so beneficial, it gives your money a lot of time to double over and over. At an 8% rate of return (which is merely average over a long period of time), a $10,000 investment at age 25 will grow to be over $217,000 by age 65. That’s almost 22 times your initial investment! Saving while you’re in your 20s will yield incredible benefits, you just need to make sure you sock away as much as possible while you’re still young.” Sweating the Big Stuff
Overlooked Secrets to Do Away With Debt “To eliminate debt, you have to be both patient and persistent. There is no overnight solution to owing lots of money, but there are ways to minimize the obligations over time. Some of the most common techniques are reducing spending, making larger credit card payments, and getting a second job.” The Wisdom Journal
Pay Yourself First to Grow Your Savings Automatically! “One of the best ways to avoid dipping your fingers into your savings (especially your emergency fund for non-emergencies) is to automate your savings accounts so that your money flows through your personal economy without much interference from you. When you automate your savings accounts, you can force yourself to practice financial discipline — and work toward financial freedom.” Being Frugal
How to Spend Less on Some of Your ‘Needs’ “Enough about historical comparisons and international economics. Let’s look at a few examples of what Americans today consider needs and just how ridiculous (and expensive) they are. While we’re at it, let’s consider some common sense alternatives.” Free From Broke
The Difference Between Financial Freedom And Financial Independence “What is the difference between Financial Freedom and Financial Independence? Most people will tell you that they mean the same thing. They’ll say that it’s just a difference in terminology that can be used interchangeably. I won’t say that those people are wrong, but I have a slight difference in opinion.” Budget For Wealth
Don’t Overpay for Your Insurance “If there’s one thing that we all hate to pay, it’s insurance. In fact, I recently spoke to my car insurance agent and he even said that he hated to pay his insurance, and that’s his own field! But, even though we may not like it, and even though it feels like we’re just throwing our money away, it’s a necessary expense.” Not Made of Money
April 19th, 2013
Link Roundup: The Unemployment Diet: How We Cut Our Spending by $1,000 a Month
The Unemployment Diet: How We Cut Our Spending by $1,000 a Month "One Tuesday morning last November my husband called from work and told me to sit down—and not get mad. Whenever a phone call starts that way, you just know it’s not going to end well." Five Cent Nickel
April 12th, 2013
Link Roundup: 16 Smart Things to Do With Your Tax Refund
16 Smart Things to Do With Your Tax Refund "Spring signals the return of warmer weather, blooming flowers and trees, baseball, and more. And for many of you, it's also when your state or federal tax refund will arrive." Consumer Reports
April 5th, 2013
Link Roundup: 9 Crazy Tax Deductions That Actually Worked
9 Crazy Tax Deductions That Actually Worked "There are your common tax deductions and then there are others. The ultimate goal when doing your taxes is trying to minimize the amount of money that you give up to the government and with that in mind some people get pretty creative to say the least." Generation X Finance
March 29th, 2013
Link Roundup: How to Break a Spending Habit
How to Break a Spending Habit "Ever since college, I’ve had a bad spending habit – or an addiction, if you will. In the early years I didn’t see it as an addiction – instead it was something that made my life more valuable. Unlike other people’s bad habits, this one did not ruin my health or cause me to go into debt, but it did cost me thousands of dollars. If I haven’t built up the suspense long enough, my addiction was buying books." 20's Finances
March 22nd, 2013
Link Roundup: 5 Things I Would Tell My Younger Self About Money
5 Things I Would Tell My Younger Self About Money "While I try not to live with a lot of regret – I have found myself (from time to time) wishing I could counsel my former young self about personal finance issues. I have certainly paid my share of “stupid tax” over the years – which have cost me a lot of time and money." Three Thrifty Guys
March 15th, 2013
Link Roundup: Spring Cleaning for Your Wallet
Spring Cleaning for Your Wallet "The spring equinox is approaching, and thousands of people are getting ready to rid themselves of clutter that has piled up over the previous year. While everyone's getting their houses in order, take the time to open the dusty door on the storehouse of your personal finance and credit habits. It might be time for spring cleaning in there too." Money Blue Book
March 1st, 2013
Link Roundup: My Secret Weapon In the Fight Against Grocery Overspending
My Secret Weapon In the Fight Against Grocery Overspending "What am I now doing differently that makes me so confident I’m right on budget? I’ve been using a weapon that we likely all have in our homes. If you have a cell phone you certainly have one of these." Enemy of Debt
February 22nd, 2013
Link Roundup: How Much Do You Really Need?
February 15th, 2013
Link Roundup: 4 Tricks to Save More, Spend Less, and Pay off Debt
4 Tricks to Save More, Spend Less, and Pay off Debt "Today I’d like to show how I trick myself into spending much less money without the need for budgeting. I use three different psychological tricks in three categories: Survival, Slavery, and Mileage. I’m giving you three so you can pick the one that best resonates with you!" Budgets are Sexy
