November 24th, 2014
“I got an offer for a personal loan and took it. I didn’t need the money – I just thought it’d be great to add to my portfolio. But now I’m scared I’m going to ruin my 719 credit score! It’s a $10k loan with a 15.89% APR. What’s the best way to pay the money back while helping my score? Should I pay it off within the first year? Keep it for 48 months? Go on a spending rampage? HELP!”
October 15th, 2014
For #Creditober, we want you to imagine that you’ve “scared off” all your debt. What would you look like – relieved? Ecstatic? Hopeful? A combination of them or something else entirely?
October 3rd, 2014
Join our Tweetchat on Tuesday, October 7th at 2PM PST. This week we'll be discussing how your credit score affects the car-buying process.
June 17th, 2014
For many college graduates, commencement is not only a time to reflect on all of their hard work over the past four years, but also a reminder that reality is waiting on the other side of the stage. In addition to the threat of a weak job market where 44 percent of recent graduates work in positions that don’t require a college degree, this reality includes the burden of student loans.
June 13th, 2014
Lenders aren’t exactly giving jumbo loans away, but they’re certainly making it easier for borrowers to snag one. In an effort to pick up the pace of their loan growth, more banks are offering jumbo loans to borrowers who can make up for poorer credit scores and unproven income with other assets like investment accounts and stock grants.
June 11th, 2014
In 2010, President Obama made it evident that the country’s student debt dilemma was going to be at the forefront of his agenda. That year’s Health Care and Education Reconciliation Act capped repayments for new student loans at 10% of the borrowers’ monthly income, providing momentary debt relief for distressed borrowers.
June 6th, 2014
For the first time since the housing crisis, consumers are now more likely to miss payments on their credit cards than their mortgage.
December 9th, 2013
Being stuck with credit card debt can feel like an unending cycle. Whether poor spending decisions, a job loss, or a medical emergency got you to this point, the time to get out of debt is now. Solving your financial problems won't be easy work, but fortunately there are plenty of simple ways to generate extra cash from home that can help you climb out from under those balances. Read on for some ways to eliminate your debt as quickly as possible.
November 27th, 2013
The holidays can decimate your finances if you’re not careful, which is why it makes sense to be prepared. There are numerous ways to prevent debt during the holiday season, but the one factor all of these tactics have in common is that they require planning and forethought. If you want to save your wallet later on, clear your schedule and mentally prepare yourself for the holiday season.
October 28th, 2013
Paying off credit card debt is one of the best things you can do for your finances and your future. Unfortunately, it is also hard work! Here are 5 tricks to help you tackle your credit card debt and pay it off even faster.