January 17th, 2014
To celebrate the new year, we asked the Credit Karma team to share any resolutions they were making or tips they had to get one’s finances into shape in 2014. We got a lot of great responses and decided to share them in a week-long series on Facebook. Now we’re sharing them with you, along with our thoughts!
Stan actually requested to expand on his tip, so here’s more information in his own words. And be sure to check out some of our other blog posts on this subject!
Most people know about Rental Car Insurance that you can get with credit cards. However, I encourage you to carefully read the promotional literature to learn about the other useful fringe benefits:
- Purchase, Return, and Event Ticket Protection, plus Travel Accident and Baggage Insurance are included with most American Express charge cards.
- Purchase Protection, Return Guarantee, and Flight Accident and Baggage Delay Insurance are some of the useful Discover Card perks.
- Price Protection, Accident and Trip Cancellation Insurance, and Lost Luggage Reimbursement come with any World MasterCard.
- Purchase Security, Lost Luggage Reimbursement, and Travel Accident Insurance are offered with any Visa Signature card.
Many individual banks add additional benefits, like Citi Price Rewind and Cell Phone Protection on selected cards. Discover and Capital One don’t charge foreign transaction fees on any of their cards, which can save you up to 3% whenever you travel abroad.
It is really worthwhile to spend some time to learn about all of these extra features!
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January 9th, 2014
Although we’re just three weeks into winter, now’s a great time to start thinking about and planning your summer getaway, before airfares start skyrocketing. And if you’re looking to get a new credit card, why not consider a travel rewards card to help defray some of the costs of that upcoming vacation? Here's a great new option to consider:
November 25th, 2013
Rewards credit cards are the best kind of cards out there. If you use credit cards without reaping corresponding rewards, that’s plain wrong. Many people presume that using rewards cards isn’t worth the trouble since cashback is so small, usually 1%. But the truth is that it’s possible to reap rewards much higher than 1% if you’re paying attention, and besides, even small cashback can add up with time. However, before we proceed, there are three conditions for anyone who is considering using rewards credit cards for profit. Make sure you qualify or face potentially dire consequences.
November 11th, 2013
If you’re like the typical American, you’ll probably be using your credit card a good amount this holiday season. But did you know your credit card may be able to do a lot more than temporarily pay for that sweater you’re buying for your mom? Check out some of these credit card perks that could make this holiday season a little easier for you.
September 18th, 2013
Yesterday I shared our July retail credit card data. It isn’t a surprise that many Credit Karma members have fallen into the trap of signing up for a store credit card. Let’s face it, it isn’t always easy to tell the very persistent store clerk that you don’t need the extra discount. So if you fall into that group and can’t turn down a credit card offer, or if you’re already carrying a retail credit card, here’s some advice from me and our Facebook fans on how to use it wisely.
September 17th, 2013
These days, almost every time you shop at a retail store you’re offered a discount in return for opening up their newest credit card. Many times, the offers are very enticing and hard to turn down. I can’t lie… even I’ve given in to the temptations before! According to our July credit card data, those discounts are also enticing many Credit Karma members:
August 29th, 2013
“If only I made more money” is usually how a sentence starts when someone is trying to figure out how others have mastered their finances. But if you asked money-savvy people what their secret to financial bliss is, they’ll have a simple answer. The answer is that financial independence is based on three simple practices. Without these sound financial practices in place, reaching financial bliss is a difficult and seemingly unattainable goal.
August 13th, 2013
It seems like every day in the mail either myself or my husband receives another credit card offer. The problem is; how do you know which one is the best one? For most people all the information can be overwhelming. It’s hard to see through all the shiny extras to know the real value. Credit Karma decided to do something to help. We used our exclusive data to compile an unbiased list of the best travel reward credit cards to help make it easier to choose.
July 19th, 2013
Launched last year, Barclaycard Ring MasterCard is already proving itself as a creative, community-driven credit card. Initially, the card attracted consumers with its low, 8% interest rate, no annual fee and $0 balance transfer fee. Now the card has gotten even more interesting.
June 26th, 2013
Capital One has launched two new credit cards—Quicksilver and QuicksilverOne Rewards. These cards replace the Capital One Cash Card and aim to make earning cash back simpler and more straightforward.