September 1st, 2010
Did Technology Kill The Bank Branch?
“The future of financial services is outside the branch,” writes NetBanker. Is it true, that your bank branch, with its friendly human tellers and occasional coffee and snacks, will be obsolete; can your laptop and smartphone take care of all your banking needs?
Reality Check
In the rise of mobile banking and virtual banks, Netbanker’s statement has truth to it—many of our daily banking needs are shifting to more convenient and accessible technology-enabled services. Driving to a bank and waiting in line for a teller seems like an unnecessary hassle. For example, Chase is introducing a check-deposit feature that allows your phone to take a picture of your check to deposit it anywhere—even in the bathroom, the Chase commercial chimes. Bank of America and Visa are teaming up to release a
smartphone service to pay purchases via smartphone, which is a quicker and easier payment method than finding an ATM or branch. Internet-based banks like Ally, BankSimple, and INGDirect are stealing customers from brick-and-mortar banks with the promise of convenience, better rates, and simpler terms.
August 23rd, 2010
Twitter-style Reviews: The Latest Financial Start-ups, Tweeted!
The internet is like a great big digital playground, where thousands of companies debut who they are, what they do, and why they’ll make consumers’ lives better.
Since there are as many start-ups this year as you have Facebook friends, we thought we’d have a little fun reviewing a handful of financial and tech companies Twitter-style.
August 19th, 2010
Review: BankSimple, A Bank That Pledges Not To Suck
Rarely has a reputation preceded someone or something quite like BankSimple. Top dogs of the financial blogosphere and news media —we’re talking Wall Street Journal, Netbanker, Mashable, TechCrunch, BusinessWeek, and New York Times –have already chalked up praise for BankSimple… and the company hasn’t even launched yet. So, what’s the buzz around BankSimple?
August 16th, 2010
Nab These Last-Chance Cash Bonus Offers Now!
Your mission, if you choose to take it, is to make money while you save it. Think it’s impossible? Think again.
Act fast and nab these bonus cash offers from banks before time runs out!
August 5th, 2010
Kick Off August With $izzling Banking Offers
Summer may be winding down, but your money doesn’t have to cool off too.
These following banking offers will keep you hot on your toes with great ways to get cash bonuses and fun tech gear.
August 2nd, 2010
Double The Fun: Two CashBack Offers From Chase
Check out these two credit card bonus offers to suit your spending needs!
July 29th, 2010
Could The Credit Crunch Be A Good Thing For Us?
They call it the credit crunch because since the recession hit hard in 2007, credit (i.e. credit cards, mortgages, loans) has been locked up so tight it takes a squeaky-clean credit report and 700+ credit score for a lender to even consider you as a potential borrower.
Another spin on it is that maybe this credit crunch is for our own good, protecting us from falling into the same too-generous, too-risky lending practices that caused our economy to take a nosedive into a two-year, recessionary environment. Do picky lenders actually have it right this time?
July 26th, 2010
Get More With Your Plastic ~ Check Out These Credit Card Bonuses
It isn’t everyday that you can earn more cash or more points on top of your usual rewards or cash-back card.
Be warned though that these promotions are designed to get you to spend more on your credit card if you only using it sparingly. But if you already spending regularly on your card, then consider these freebies as a cherry on top of your rewards card sundae.
July 23rd, 2010
Bank #101 Fails Today… Not A Milestone To Celebrate
When a Minnesota bank closed today, the total number of failed banks this year passed the 100th tally mark. The wave of bank failures that began in 2008 has calmed for big banks who have been able to fare better this year amidst a recovering economy. However, tight credit and other enduring effects of the financial crisis are still affecting smaller bank and local lenders.
July 21st, 2010
Hot iPod & iTunes Banking Offers From Local Banks
If you have gotten past Apple’s “Antennagate” scandal and find yourself still craving Apple gear, we found local banks with Apple product offers to give you a more musical bang for your banking buck. These are definitely deals worth checking out!
