January 17th, 2013
This week on our Facebook page, we posted the following:
Fill-in-the-blank: The first thing you should do to start fixing poor credit is _______.
My favorite response came from a guy named Eric:
1. Buy a DeLorean
2. Go 88 mph
3. Go back in time to smack yourself and tear up those credit cards.
Clever, right? (And hopefully you get the reference.)
But after my initial chuckle, I got to thinking, “Would I really go back in time?” Probably not, and here’s why.
Mistakes = Lessons
How many times on this blog have we written about our past mistakes turning into lessons? Let’s take a look. I wrote about how my past relationships actually led to great money lessons. Justine wrote about how a simple error of timing cost her big and what she learned from her first speeding ticket. Guest contributor Kristina talked about recognizing problems and then correcting them in “A Second Chance at Financial Freedom.” And Ezra even shared the things we can learn from the one big mistake that is Jersey Shore.
Just from this small sample you can see that we’re big about learning from mistakes around here. Your mistakes—however big or small—leave behind lessons and make you who you are. Which leads to the next point…
September 28th, 2012
This month, we've been talking about self-improvement steps for your credit and finances. Although the "official" self-improvement month of September is coming to an end, we hope these posts have inspired you to work on your financial health year-round. Thank you to everyone who contributed guest posts-- we couldn't have done it without you, and we definitely learned a lot from your tips, stories, and advice.
September 27th, 2012
Almost everyone has experienced financial difficulties at some point in their life. Whether you are a struggling student who lives on a budget, a single parent who is trying to do the best for your kids, or you are a young professional who is struggling to pay off your debts; the truth is that almost everyone can improve some aspect of their financial lives.
August 15th, 2012
Many people know that they need a bank account because they need somewhere for their pay to be deposited and they need to pay bills each month. Many people also know that they should have a credit card and use it responsibly because it helps them build a strong credit history and a good credit score; but not many people know that their banking relationships can also affect their personal credit score.
May 31st, 2012
Some people think that their credit report is only important if they want to know their credit payment history and some people think that their credit score is only important if they want to know the numerical value that determines their credit worthiness, but this is not necessarily true. Your credit report and your credit score actually both contain a lot of useful information which can help people learn about their current financial situation as well as their personal financial habits.